4 HIDDEN TREASURE DRIVE, Palm Coast, FL, 32137 | $699,900

One or more photo(s) has been virtually staged. Discover the ultimate coastal lifestyle at 4 Hidden Treasure Drive, a charming seaside retreat at BEACH HAVEN where every day feels like a vacation. Nestled within a premier gated beachside "Cape Cod"-like community along the scenic A1A corridor, this home offers private community beach access and resort-style amenities in a unique setting with MAIN-STREET style picket fences reminiscent of days gone by. The upgraded finishes throughout have been carefully chosen to enhance the features of the home. The CHEF'S KITCHEN is generously appointed with BOSCH SS APPLIANCES including double-ovens, GAS COOKTOP with rangehood, microwave drawer, large farmers sink, EXPANSIVE ISLAND, walk-in pantry, upgraded cabinetry and abundant storage, make this kitchen the HEART of the home! Designer touches, built in shelving, extra storage, CROWN molding, unique tile work add to the luxurious ambiance. Wake up to the sound of ocean breezes, enjoy morning coffee on your balcony with water views, and unwind as the sun sets over your own coastal paradise. The classic Key West style architecture is beautifully crafted with low-maintenance Hardie Board siding and durable stem wall elevation for coastal durability and charm. The central A/C was replaced in 2024. This thoughtful floor plan incudes all main living and bedrooms downstairs, plus a large bonus room and full bath upstairs — perfect for a 4th bedroom, 2nd PRIMARY suite, or family entertainment space. Take in sea breezes, shimmering views, and magnificent sunsets from your 2nd story terrace — the ideal way to end your day. AMENITIES? YES, PLEASE. . . . Private community beach access along the most scenic stretch of A1A. A sparkling resort-style pool surrounded by lush tropical landscaping. Walking trails that wind around a serene lake — perfect for morning jogs or sunset strolls. BEACH HAVEN is a welcoming gated community focused on relaxation, recreation, and coastal beauty. This home represents more than just a place to live — it’s a true coastal lifestyle experience. Whether gathering with friends for sunset views, hosting family at your beachside retreat, or simply savoring the sea air, 4 Hidden Treasure Drive invites you to embrace the ease and elegance of resort-style living by the shore. What are YOU WAITING FOR? Schedule your showing today and BUY THE BEACH HOUSE!!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Contemporary, Other
  • Year Built: 2018
  • Garage: 2-car Garage Door Opener, Garage Faces Rear
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,315
  • Acreage: 0.15
  • Est. Taxes: $9,113
  • HOA Fee: $1,571 Semi-Annually
  • Lot Desc: Landscaped, Sidewalk
  • View: Park/Greenbelt, Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: FC316171
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/FC316171/4hiddentreasuredrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 2:47:07 PM)
Listing courtesy of Re/Max Select Professionals   Phone: 386-283-4966

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 HIDDEN TREASURE DRIVE, Palm Coast, FL, 32137

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $759 $759 $759
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,353 $3,493 $4,572
Total Monthly Payment $4,204 $4,344 $5,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.