321 SUMMER CLOUDS PLACE, Brandon, FL, 33511 | $259,900

One or more photo(s) was virtually staged. This elegant and well maintained corner unit townhome in the Whispering Oaks community is move-in ready! The main living area and primary bedroom are on the second floor, while two additional bedrooms and the garage are on the first floor, providing separation between everyday living space and secondary bedrooms. One of the downstairs bedrooms opens directly to a rear patio through sliding glass doors, giving that room a little more privacy and space.

This corner unit home is light and bright with soft neutral walls and noticeably better natural light than interior units. The great room opens directly to a balcony, creating usable outdoor space right off the living area, perfect for entertaining. The kitchen includes stainless steel appliances and a large breakfast bar that works well for seating and everyday meals. Windows are double-pane, double-hung, contributing to comfort and efficiency.

The 3. 5-ton Goodman 14-SEER A/C was replaced in 2021. ROOF REPLACED IN 2025. Security system wiring and cameras are already in place.
Whispering Oaks is a smaller, established townhome community, giving it a quieter feel than many larger developments. The location is especially convenient to Brandon’s medical corridor, including HCA Florida Brandon Hospital, along with nearby shopping, dining and attractions such as Topgolf, Indoor Skydiving, the Brandon Mall & the J. C. Handly Sports complex.

With easy access to I-75, I-4, and the Crosstown Expressway, getting around the Tampa Bay area is straightforward. Schedule your showing today.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2008
  • Garage: 1-car Driveway, Garage Door Opener, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,358
  • Acreage: 0.03
  • Est. Taxes: $1,719
  • HOA Fee: $400 Monthly
  • Lot Desc: Corner Lot, City Lot, Landscaped, Near Public Transit, Sidewalk, Street Dead-End
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: TB8476721
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8476721/321summercloudsplace_brandon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 9:36:17 PM)
Listing courtesy of LIPPLY REAL ESTATE   Phone: 727-314-1000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

321 SUMMER CLOUDS PLACE, Brandon, FL, 33511

$259,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,920 $207,920 $207,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.609%
Monthly Tax Payment $143 $143 $143
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,181 $1,245 $1,685
Total Monthly Payment $1,399 $1,463 $1,903

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.