40 Andover Place, Bluffton, SC, 29909 | $328,900

Experience the ultimate Lowcountry lifestyle in this lovingly cared-for Chesapeake Cottage, perfectly situated on a quiet double cul-de-sac in Sun City Hilton Head. This 2-bed, 2-bath gem features an inviting open floor plan with a mix of LVP, tile, and engineered wood flooring-no carpet here! The eat-in kitchen boasts a convenient breakfast bar, while the primary suite offers a peaceful retreat with a bay window, private bath, and two closets. Step out onto the covered back porch to enjoy nature at its finest with deep wooded views. Modern peace of mind is included with a new roof (2023) and a new front door (2026). Complete with an indoor laundry and a 2-car garage featuring pristine epoxy flooring, this home is move-in ready for your next chapter. Sun City Hilton Head is South Carolina's largest active adult community, currently undergoing a $50 million expansion to be completed in April 2026. This new phase features a state-of-the-art amenity center. The focal point of the expansion is a 41, 000-42, 000+ sq ft campus boasting a Multi-Purpose Clubhouse featuring a ballroom, lounge areas w/fireplaces & a bar. A Two-Story Fitness Center has 15, 000+ sq. ft. facility with an indoor walking track overlooking a multi-sports court. There is a massive 15, 000 sq. ft. pool, one of the largest in South Carolina, featuring a lazy river, swim-up bar, Baja sun deck, & poolside cabanas + Indoor four-lane lap pool. The expansion adds 12 outdoor & 4 indoor pickleball courts, 3 outdoor & 2 indoor tennis courts. Outdoor Amphitheater, lakeside pavilion for live music, concerts, & movie nights. Full-Service spa. In addition to the new expansion, residents have access to the established world-class infrastructure. Three 18-hole golf courses, 4 outdoor & 3 indoor pools. Town Center is a 45-acres featuring social halls, a 540-seat performing arts theater, & 3 onsite restaurants. There are over 200 chartered clubs, a 20-acre fishing lake, woodshop, art studios, & miles of walking trails. Live your best retirement life!

Features

  • Amenities: Bocce Court,Clubhouse,Dog Park,Fitness Center,Gas,Golf Course,Pickleball,Pool,Restaurant,Guard,Spa/Hot Tub,Tennis Court(s),Trail(s)
  • Bedrooms: 2
  • Baths: 2 full
  • Style: One Story
  • Development: Sun City/Riverbend
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,310
  • Acreage: 0.1
  • Lot Desc: Item14Acre
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pets Allowed: Yes
  • Pet Policy: Pet Restrictions,Yes
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Range,Washer
  • MLS#: 504790
  • Website: https://www.raveis.com
    /prop/504790/40andoverplace_bluffton_sc?source=qrflyer
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Listing courtesy of Weichert Realtors Coastal Properties   Phone: 843-341-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Andover Place, Bluffton, SC, 29909

$328,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,120 $263,120 $263,120
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,578 $1,642 $2,167
Total Monthly Payment $1,653 $1,717 $2,242

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.