615 E State Street, Long Beach, NY, 11561 | $1,449,000

Welcome to Bayfront Living at Its Best – 615 East State Street, Long Beach NY! This rare 100 x 100 Bayfront property with the very essence of coastal living. With four bedrooms and three baths, this home offers both style and comfort, paired with outrageous panoramic bay views from the living room, dining room, and eat-in kitchen. Step inside and you’re greeted by sun-drenched interiors, gleaming hardwood floors, and an open flow that makes every room feel connected to the water. The Viking-equipped kitchen features a gas range, double ovens, and a spacious layout ideal for cooking and entertaining. Designed for year-round enjoyment, the home includes central air, two-zone heating, and mini-splits for efficient climate control. The first floor showcases a bright and airy living room, formal dining area, and a cozy family room with gas fireplace — all surrounded by windows framing the bay. The property offers a true boater’s paradise, complete with a brand-new dock, ramp, bulkhead, ample parking, and a fully fenced yard for privacy. The hot tub (installed in 2023) in-ground pool potential with brand new filters and heater to elevate the outdoor living experience, making this home perfect for hosting gatherings or simply relaxing by the water. Additional highlights include a private laundry room, updated boiler, and multiple flexible living areas, ideal for guests or extended family. 200 Amp service and 60 amp sub-panel for the pool. Set on a quiet dead-end street, this property combines serenity and convenience — just minutes from Long Beach’s beautiful beaches, the LIRR, and the vibrant city center filled with shops, restaurants, and entertainment. This is more than a home — it’s a lifestyle. A rare Bayfront opportunity where every sunrise and sunset reminds you why living on the water is like nowhere else. Flood Insurance - $2, 642. 85 annually!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Basement, Laundry Room
  • Style: Other
  • Year Built: 1951
  • Garage: 1-car
  • Heating: ENERGY STAR Qualified Equipment, Hot Water
  • Cooling: Central Air, Ductless, ENERGY STAR Qualified Equipment
  • Basement: Finished, Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 2,161
  • Acreage: 0.21
  • Est. Taxes: $21,338
  • View: Water
  • Water Front: Yes
  • Elem. School: Lindell Boulevard School
  • Middle School: Long Beach Middle School
  • High School: Long Beach High School
  • School District: Long Beach
  • Pool: In Ground, Other
  • Appliances: Cooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Gas Water Heater
  • MLS#: 932293
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /eprop/932293/615estatestreet_longbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 516-432-3400

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

615 E State Street, Long Beach, NY, 11561

$1,449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,159,200 $1,159,200 $1,159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 4.750% 5.625% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.878% 5.732% 5.555%
Monthly Tax Payment $1,778 $1,778 $1,778
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,047 $6,673 $9,395
Total Monthly Payment $7,950 $8,576 $11,298

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.