12124 94TH WAY, Largo, FL, 33773 | $699,000

One or more photo(s) has been virtually staged. Tucked at the end of a quiet cul-de-sac, this 4-bedroom, 3-bath home offers one of the most private settings you’ll find at this price point—backing to a wide natural buffer of pond, county land, and canal with no rear neighbors.

With over 2, 600 square feet, a 3-car garage, and a . 29-acre homesite, the property stands out for its space, flexibility, and setting—features that are increasingly hard to find in this area.

The layout is ideal for both everyday living and entertaining, with formal living and dining spaces up front and an open-concept kitchen, family room, and casual dining area overlooking the backyard. A wood-burning fireplace anchors the main living space, while large sliders bring in natural light and water views.

The primary suite is privately positioned and features a spacious bath with soaking tub, separate shower, dual vanities, and walk-in closet. Three additional bedrooms and two full baths provide room for family, guests, or a dedicated home office setup.

The backyard offers both privacy and potential—with plenty of room to design a custom outdoor space or possibly a pool while maintaining the natural backdrop.

Located in the established Oak Park neighborhood, just minutes from Lake Seminole Park, Gulf beaches, and major commuting routes, this home combines location, lot, and layout in a way that’s increasingly difficult to replicate.

A rare opportunity to secure space, privacy, and long-term upside in a central Pinellas location.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 80 x 125
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Ranch, Traditional
  • Year Built: 2003
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,634
  • Acreage: 0.29
  • Lot Size: 80 x 125
  • Est. Taxes: $12,397
  • HOA Fee: $600 Semi-Annually
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Level
  • View: Park/Greenbelt, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Walsingham Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8476824
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /prop/TB8476824/1212494thway_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 9:37:33 AM)
Listing courtesy of RAY COOK REALTY LLC   Phone: 727-330-3333

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12124 94TH WAY, Largo, FL, 33773

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $1,033 $1,033 $1,033
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,443 $3,581 $4,681
Total Monthly Payment $4,568 $4,706 $5,806

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.