395 SAN CRISTOBAL AVENUE, Punta Gorda, FL, 33983 | $497,000

Pre-Construction. To be built. Brand-new custom home to be built in the highly desirable community of Deep Creek offering 3 bedrooms, 2 bathrooms, and 2, 065 square feet of thoughtfully designed living space plus a 3-car garage and versatile flex room. This open-concept floor plan is ideal for modern Florida living with seamless flow between the kitchen, dining, and great room areas. Interior features include quartz countertops, wood cabinetry, stainless steel appliances, and 20x20 porcelain tile throughout for a clean, cohesive, and low-maintenance finish. Built with quality and efficiency in mind, this home includes full engineered plans and permit fees, impact-rated windows and sliders, R30 batt insulation, and a durable 3D shingle roof. Water and sewer connection fees are included. The flex room provides the perfect space for a home office, den, fitness room, or guest area. Buyers have the opportunity to personalize select finishes and upgrade options, including a 3-car garage or private pool, allowing you to tailor the home to your lifestyle. Deep Creek is a deed-restricted community with low HOA fees and features a public golf course, sidewalks, greenbelts, parks, and playground. Conveniently located near shopping, dining, I-75, and historic downtown Punta Gorda, residents enjoy easy access to waterfront parks, Fishermen’s Village, walking and biking trails, and a nearby public boat ramp providing access to Charlotte Harbor and the Gulf. The purchase price includes the lot, providing a complete new construction package. Final pricing subject to builder contract. HOA approval of exterior architectural plans is required; buyers to contact HOA directly for details and requirements prior to construction.

Features

  • Amenities: Basketball Court, Fence Restrictions, Golf Course, Maintenance, Park, Pickleball Court(s), Playground, Tennis Court(s), Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2027
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,065
  • Acreage: 0.22
  • Est. Taxes: $828
  • HOA Fee: $210 Annually
  • Lot Desc: Cleared
  • View: Water
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7520985
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7520985/395sancristobalavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 9:17:07 PM)


Shari OrlandSales Associate

954.245.7469

Shari.Orland@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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954.729.6530

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Our Insurance Division:

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395 SAN CRISTOBAL AVENUE, Punta Gorda, FL, 33983

$497,000

Shari Orland

Sales Associate

William Raveis Real Estate

Phone: 954.245.7469

Shari.Orland@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $397,600 $397,600 $397,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $69 $69 $69
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,289 $2,416 $3,222
Total Monthly Payment $2,433 $2,560 $3,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.