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Welcome to Sanctuary Cove, where luxury waterfront living meets an effortless Florida lifestyle. Located in a private, gated boating community on the Manatee River, this maintenance-free home in Flood Zone X offers peace of mind with NO flood insurance required and NO flooding or damage from Hurricanes Helene or Milton in 2024. Built in 2020, this beautifully designed 4-bedroom, 3-bath residence features an inviting open-concept layout with rich engineered hardwood floors and upscale finishes throughout. The gourmet kitchen is a showstopper—perfect for entertaining or relaxed evenings at home—with a gas cooktop, built-in refrigerator, Quartz countertops, custom wood range hood, and an expansive island. Additional highlights include 2 tankless gas water heaters, 3-Car Garage, impact windows and doors, tile roof, whole house water purification and softener system, Ring doorbell and wired for Dolby Atmos surround sound in the family room. From the moment you enter, you’ll appreciate the elevated details: soaring ceilings, crown molding, 7-inch baseboards, 8-foot solid-core doors, and tray ceilings in the foyer, dining room, family room, and owner’s suite. The spacious family room opens to breathtaking views of your private resort-style pool, spa, and composite dock complete with a 10, 000-lb boat lift. Enjoy 80 feet of pristine waterfront, with a dock equipped with electric and water—ideal for sunset cruises or days on the water. The gas-heated saltwater pool and spa features Wi-Fi controls, color-changing lights, PebbleTec finish, sun shelf, 3 deck jets and Shellstone natural stone pavers. Evenings are magical as lush tropical landscaping comes alive under professional landscape lighting. Adding to the home’s versatility, the climate-controlled one-car garage has been transformed into a private man cave that currently features a golf simulator and workout space—a rare and exciting bonus. Sanctuary Cove is golf cart friendly and offers unmatched amenities, including a private sugar-sand beach on the Manatee River with kayak launch and kayak storage. The channel lock system provides direct boating access while maintaining consistent water levels throughout the community. Residents also enjoy a wealth of activities in the waterfront clubhouse with a resort-style heated pool, lap lanes, hot tub, fitness center, billiards, ping pong, entertainment room, and a full kitchen—perfect for an active and social lifestyle. Just minutes by boat or car to sandbars, waterfront dining, and pristine beaches, with easy access to Anna Maria Island, Egmont Key, Longboat Key, Bradenton, Sarasota, St. Petersburg, and Tampa Bay. Conveniently located close to I-75 and I-275, Detwiler’s Farm Market across the street, Ellenton Outlets, The Mall at University Town Center, Lakewood Ranch, Sarasota Bradenton International Airport and Tampa International Airport. This is more than a home—it’s a waterfront retreat. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,199,200 | $1,199,200 | $1,199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,622 | $6,998 | $9,798 |
| Total Monthly Payment | $7,952 | $8,328 | $11,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.