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Welcome to easy, low-maintenance living in the highly desirable Pine Ridge at Oak Creek community! Ideally located in the heart of Riverview near highly rated schools, this beautifully maintained end-unit townhome offers the perfect blend of comfort, style, and everyday convenience. With 1, 576 square feet of thoughtfully designed living space, this newer construction home features 3 bedrooms, 2. 5 bathrooms, and a one-car garage. Enjoy peace of mind and true move-in readiness with fresh interior paint, new carpet on the stairs and upstairs hallway, and durable tile flooring throughout the main living areas. The open-concept kitchen is designed for both function and style, featuring granite countertops, stainless steel appliances, and a commercial-style sink, all overlooking the spacious living and dining areas for effortless entertaining. As a premium corner unit, the home is filled with natural light. Plantation shutters frame the sliding glass doors that lead to your private screened-in patio, perfect for relaxing or enjoying Florida evenings year-round. Upstairs, you'll find three generously sized bedrooms and two full bathrooms. The spacious primary suite features a massive walk-in closet and a private en-suite bath with a dual-sink granite top vanity and a walk-in shower. Two additional bedrooms offer flexibility for guests, a home office, or a growing household. Laundry is conveniently included upstairs, making daily routines simple and efficient. The guest bathroom offers a granite top vanity as well. The upgrades are all throughout. This home is designed for easy ownership, with LOW HOA fees that include water, sewer, trash, cable, and internet through Spectrum. Residents also enjoy access to two community pools, a fitness center, dog park, sidewalks, and the neighborhood is pet friendly. Hurricane shutters are included for added protection and peace of mind. The seller's lender does not require flood insurance! Location is everything, and this home delivers. With quick access to the Selmon Expressway, I-75, I-275, and I-4, commuting to downtown Tampa, shopping, dining, and entertainment is effortless. This home is move-in ready, filled with natural light, and packed with value, this end-unit townhome offers the space you need and the lifestyle you want.
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Our Executive Mortgage Banker:
Our Insurance Division:
$267,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $214,000 | $214,000 | $214,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $486 | $486 | $486 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,232 | $1,300 | $1,734 |
| Total Monthly Payment | $1,793 | $1,861 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.