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Under contract-accepting backup offers. Are you looking for MORE out of your next home purchase? This home provides you with so much More than the typical offering. This beautiful 3 bedroom, 2 full bath, 2 car garage split floor plan pool home is found sitting on almost a full half acre of land, giving you More Parking and Elbow room from your neighbors. You will love the attached Workshop, Carport, and extra poured parking area that allows for More toy storage, covered parking, and hobby opportunities. The interior of the the home offers a spacious layout with Vaulted ceilings, eat in space in the Kitchen, Breakfast Bar, designated interior Laundry Room and three separate pool and patio access ways via the picturesque sliding glass doors. The sparkling Pool and expansive Patio space brings More enjoying the year round Florida lifestyle and entertaining friends. The well established neighborhood in the rural country setting of Ridge Harbor offers optional amenities such as a clubhouse, community storage, and boat ramp usage. Many neighborhood events happen throughout the year, for More neighborly and community oriented activities. A brand new roof was installed late 2023 bringing you More peace of mind. Attached Carport New in 2025 and pool screen enclosure was replaced in 2025. Many newer appliances in the Kitchen and Laundry room and newer hot water heater.
You will enjoy the close proximity to all the amenities of downtown Punta Gorda, or the charm of historic Arcadia within minutes for More of the activities you love such as shopping, dining, nature walks and boating, golf, and antiquing. This location is Not in a flood zone, so More money stays in your pocket monthly. This home has some furnishings in place that can stay with the home for a nominal price. Put this one on your MUST SEE list TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,658 | $1,773 | $2,379 |
| Total Monthly Payment | $2,020 | $2,135 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.