413 TERRACE RIDGE CIRCLE, #413, Davenport, FL, 33896 | $199,900

Welcome to this beautifully maintained 2-bedroom, 2-bathroom condo located in a desirable gated community offering both comfort and convenience. The open-concept living and dining area is filled with natural light and extends seamlessly to a private balcony, perfect for morning coffee or unwinding at the end of the day. The primary bedroom features a large walk in closet with owners closet at the back, an en-suite bathroom with a easily accessible shower and a tub/shower combo, providing a private retreat, while the second bedroom and full bath offer flexibility for guests, a home office, or shared living. The second bedroom and bath have a door to close them off from the rest of the living space. You have 2 large closets as you enter the unit which allows for ample storage. The thoughtfully designed layout includes well-proportioned rooms and ample storage throughout. Fully equipped kitchen features a breakfast bar and a built-in desk with Laundry Room off of it & mechanicals closet inside the laundry room. Interior HVAC air handler replaced 2024, newer Dishwasher, Microwave & Refrigerator. Condo is located on the Second floor and accessible by stairs or Elevator. Residents enjoy access to a community clubhouse and sparkling pool, enhancing the low-maintenance lifestyle this condo provides. Ideally situated near I-4, medical, shopping, dining, and everyday conveniences.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: TERRACE RIDGE AT TOWN CENTER EAST CONDO
  • Year Built: 2005
  • Approx Sq. Feet: 1,261
  • Acreage: 0.02
  • Est. Taxes: $2,449
  • Condo Fee: $567 Monthly
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5143378
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5143378/413terraceridgecircle_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/12/2026 3:38:59 AM)
Listing courtesy of CHAMPION HOMES   Phone: 863-420-0007

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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413 TERRACE RIDGE CIRCLE, #413, Davenport, FL, 33896

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $933 $972 $1,286
Total Monthly Payment $1,212 $1,251 $1,565

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.