Welcome to this unique opportunity in the Incorporated Village of Poquott. A home where comfort, character, and location come together. This 4-bedroom, 3. 5-bath residence sits on nearly half an acre within the desirable Three Village School District, offering space, privacy, and incredible potential. The bright living room and formal dining area flow seamlessly into a kitchen ready for your updates, featuring plenty of cabinet, counter space and opening perfectly for gatherings. Hardwood floors, a spacious living room with granite fireplace, and sunlit windows overlooking the lush property. Highlights include a spacious, detached 2-car garage providing ample storage and workspace. A partially finished basement adds versatility for a home office, gym, or recreation area. Step outside to a peaceful backyard surrounded by mature trees, featuring a patio ideal for relaxing or entertaining. For boating and water enthusiasts, the Setauket Marina is just a mile away, and Port Jefferson Marina is only a couple of miles away. Located close to Private beaches, parks, Stony Brook University, and village amenities, this home presents a rare opportunity to create your dream residence and experience the charm of Poquott living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$877,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $701,600 | $701,600 | $701,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,652 | $1,652 | $1,652 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,984 | $4,320 | $5,921 |
| Total Monthly Payment | $5,728 | $6,064 | $7,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.