731 ELDORADO DRIVE, Punta Gorda, FL, 33950 | $784,900

WATERFRONT LIVING WITH 100 FEET OF SALTWATER CANAL FRONTAGE AND DIRECT ACCESS TO CHARLOTTE HARBOR.

Located in the Riviera Lagoons community with NO HOA, this 2016 elevated Florida style residence offers approximately 1, 971 square feet of living space and quick boating access, approximately 12 minutes to open waters.

The property features a 3-year-old roof and a 3-year-old concrete dock with covered boat lift, providing a turnkey setup for boating enthusiasts. Positioned on the Eldorado Waterway, this home offers 100 feet of waterfront and a north-facing water view.

Inside, the open floor plan includes porcelain tile flooring throughout, high ceilings, tray and coffered ceiling details, crown molding, and abundant natural light. The kitchen is designed with solid wood cabinetry, stone countertops, eating space in kitchen, and a seamless kitchen/family room combination ideal for entertaining. The split-bedroom layout offers privacy, and the primary suite includes a walk-in closet.

Additional features include inside utility room, central air and heat, ceiling fans, hurricane shutters, rain gutters, screened rear porch, and sliding glass doors that connect indoor and outdoor living.

The oversized 35x30 attached garage accommodates up to 4 vehicles and includes tandem space and workshop area, ideal for storage, hobbies, or watercraft equipment.

Situated on an oversized 100x95 lot with mature landscaping, paved streets, and proximity to area marinas, this property offers convenient access to Charlotte Harbor, downtown Punta Gorda, dining, shopping, and area schools.

No minimum lease restrictions.

A well-maintained waterfront residence designed for boating, entertaining, and Florida coastal living

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 95
  • Laundry: Inside
  • Style: Florida, Key West, Ranch
  • Year Built: 2016
  • Garage: 4-car Garage Door Opener, Oversized, Tandem, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,971
  • Acreage: 0.22
  • Lot Size: 100 x 95
  • Est. Taxes: $7,743
  • Lot Desc: In County, Near Marina, Oversized Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: A4682712
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4682712/731eldoradodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 12:49:35 AM)
Listing courtesy of Compass Florida LLC   Phone: 941-279-3630

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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731 ELDORADO DRIVE, Punta Gorda, FL, 33950

$784,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $627,920 $627,920 $627,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $645 $645 $645
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,516 $3,761 $5,048
Total Monthly Payment $4,253 $4,498 $5,785

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.