11162 KAPOK GRAND CIRCLE, Madeira Beach, FL, 33708 | $349,900

PRICE IMPROVEMENT HIGH & DRY & MINUTES TO MADEIRA BEACH
Welcome to Kapok Grand, where coastal living meets total peace of mind in one of the area’s most desirable gated communities. This updated townhome offers exactly what today’s savvy buyers are searching for: a MOVE-IN ready sanctuary with NO FLOOD HISTORY and low-cost transferable insurance. Inside, you are greeted by a bright, open-concept layout featuring brand-new luxury vinyl plank flooring (2025) and a custom built-in queen-sized Murphy bed, the perfect solution for hosting guests without sacrificing your everyday living space. Triple sliding glass doors open to a private screened lanai overlooking a serene backyard of lush trees and greenery, providing a rare sense of privacy and a quiet oasis for your pets. The kitchen has been thoughtfully refreshed with new granite countertops, a brand-new refrigerator, and an expanded breakfast bar ideal for entertaining. Upstairs, the primary suite serves as a true retreat with vaulted ceilings and a stunning 2026 spa-style renovation featuring shaker cabinetry, matte black finishes, and a frameless glass walk-in shower. All the high-ticket items are already done for you, including a 2024 A/C, NEW washer, dryer, and dishwasher, giving you true turnkey confidence. Storage is a breeze with your private 1-car garage, and unlike many coastal communities, there is plenty of guest parking right nearby for your friends and family. Enjoy a lifestyle of convenience situated just 5 minutes from the white sands of Madeira Beach and 5 minutes from the premier shopping and dining at Seminole City Center. On-site, you’ll have access to resort-style amenities including a heated and chilled community pool and nature trails. If you have been waiting for a low-maintenance, modernized home near the water without the risk, this is it. Schedule your showing today.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet, Upper Level, Washer Hookup
  • Year Built: 2001
  • Garage: 1-car Garage Door Opener, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,332
  • Acreage: 0.04
  • Est. Taxes: $3,739
  • HOA Fee: $410 Monthly
  • Lot Desc: FloodZone
  • Elem. School: Orange Grove Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator
  • MLS#: TB8476757
  • Days on Market: 102 days
  • Website: https://www.raveis.com
    /prop/TB8476757/11162kapokgrandcircle_madeirabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 12:00:41 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11162 KAPOK GRAND CIRCLE, Madeira Beach, FL, 33708

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,676 $1,746 $2,306
Total Monthly Payment $2,063 $2,133 $2,693

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.