Come join the wonderful world of Sweet Montgomery with village and country life at its best! This lovely home located in a desirable tree lined neighborhood has space for everyone to relax and enjoy the lifestyle of a charming town with quaint main street, wonderful shops, museum, restaurants, beautiful village park with fun for all ages (playground, pickleball, basketball & more!) and of course all the fun festivities that Montgomery offers through out the year. . From Montgomery day to annual yard sale day, summer concerts, St Patrick's ramble fun and more. . . . This 3 bedroom 1. 5 bath freshly painted bi level offers hardwood floors, kitchen with stainless steel appliances (newer stove & microwave 2023), vinyl flooring & creative dark blue cabinetry. The open living room and dining area is spacious and perfect for family time and gatherings. Sliding glass doors conveniently lead to a wonderful deck for outdoor dining, relaxing or morning coffee . Another special feature is the inviting oversized yard at . 32 of an acre which is fully fenced in ( w/beautiful wood fencing) for privacy and safety for children & pets, and offers seasonal pool that is easy to put up yearly. Continue to the lower level to find all the bonus spaces which provide even more potential with family room, den and large laundry utility room with washer dryer (2020), well cared for boiler (2012) , HW Heater (2023) and reverse osmosis water softener system ( cost of approx $7, 500) installed 2020! Bonus access exit door from laundry room to driveway provides additional convenience. Additional improvements include freshly re-sealed driveway that accommodates 3 to 4 cars and brand new garage door. If you are looking for a sweet neighborhood, a walkable lifestyle to the village fun, 15 minutes to major shopping stores and mall, wineries, Angry Orchard brewery and easy commuter routes. . this home could be just what you have been searching for!
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$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $845 | $845 | $845 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,271 | $2,333 | $3,112 |
| Total Monthly Payment | $3,191 | $3,253 | $4,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.