205 Oriole Drive, Montgomery, NY, 12549 | $479,900

Come join the wonderful world of Sweet Montgomery with village and country life at its best! This lovely home located in a desirable tree lined neighborhood has space for everyone to relax and enjoy the lifestyle of a charming town with quaint main street, wonderful shops, museum, restaurants, beautiful village park with fun for all ages (playground, pickleball, basketball & more!) and of course all the fun festivities that Montgomery offers through out the year. . From Montgomery day to annual yard sale day, summer concerts, St Patrick's ramble fun and more. . . . This 3 bedroom 1. 5 bath freshly painted bi level offers hardwood floors, kitchen with stainless steel appliances (newer stove & microwave 2023), vinyl flooring & creative dark blue cabinetry. The open living room and dining area is spacious and perfect for family time and gatherings. Sliding glass doors conveniently lead to a wonderful deck for outdoor dining, relaxing or morning coffee . Another special feature is the inviting oversized yard at . 32 of an acre which is fully fenced in ( w/beautiful wood fencing) for privacy and safety for children & pets, and offers seasonal pool that is easy to put up yearly. Continue to the lower level to find all the bonus spaces which provide even more potential with family room, den and large laundry utility room with washer dryer (2020), well cared for boiler (2012) , HW Heater (2023) and reverse osmosis water softener system ( cost of approx $7, 500) installed 2020! Bonus access exit door from laundry room to driveway provides additional convenience. Additional improvements include freshly re-sealed driveway that accommodates 3 to 4 cars and brand new garage door. If you are looking for a sweet neighborhood, a walkable lifestyle to the village fun, 15 minutes to major shopping stores and mall, wineries, Angry Orchard brewery and easy commuter routes. . this home could be just what you have been searching for!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Basement
  • Style: Raised Ranch
  • Year Built: 1973
  • Garage: 1-car
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished, Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 1,692
  • Acreage: 0.32
  • Est. Taxes: $10,137
  • Elem. School: Montgomery Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central (Montgomery)
  • Pool: Yes
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Oven, Refrigerator
  • MLS#: 887661
  • Days on Market: 206 days
  • Website: https://www.raveis.com
    /prop/887661/205orioledrive_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Hudson Valley Home Connection   Phone: 914-213-4259

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

205 Oriole Drive, Montgomery, NY, 12549

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $845 $845 $845
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,271 $2,333 $3,112
Total Monthly Payment $3,191 $3,253 $4,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.