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Exceptional waterfront opportunity on Plantation Island offering direct access to the Ten Thousand Islands and Gulf waters.
This well-maintained 3-bedroom, 2-bath residence is thoughtfully equipped for boating, fishing, and relaxed coastal living. The property delivers the functional improvements serious waterfront buyers value most.
The aluminum floating dock, constructed with stainless steel hardware, provides water and electric service at the slip. A covered, screened fish-cleaning station with lighting enhances usability for avid anglers. The mangrove-lined canal offers privacy and quick access to world-class backwater and offshore fishing.
Exterior improvements include:
• Detached aluminum carport suitable for boat and vehicle storage (or two vehicles)
• Spacious concrete driveway with ample parking
• Connected tool/workshop room with built-in bench space
• Additional outdoor storage shed
• Expansive screened lanai with excellent lighting and airflow
• Enclosed side utility room off the lanai with refrigerator for added convenience
• Storm shutters surrounding the residence
• Aluminum awnings for sun and weather protection
Interior features include:
• Updated Vinyl plank flooring throughout
• Updated drywall and trim
• Updated Soft-close hardwood cabinetry
• Updated Formica countertops
• Renovated primary bathroom featuring a large tiled walk-in shower
• Guest bath with tub/shower combination
• Walk-in closet in primary suite
• Interior laundry/storage space
A metal roof approximately seven years old provides durability and peace of mind.
Future Potential:
Per the owner of the adjacent vacant parcel, purchase of the neighboring lot may be an option, creating expanded development flexibility. Recent code updates now allow construction of single-family homes on Plantation Island (buyer to verify zoning and use). A grant has also been approved for municipal sewer expansion to Plantation Island, offering long-term infrastructure enhancement for the community (buyer to verify timeline and availability).
Whether utilized as a primary residence, seasonal retreat, redevelopment opportunity, or dedicated fishing getaway, this property offers both immediate waterfront enjoyment and long-term potential.
Bring your boat — and bring your vision.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $48 | $48 | $48 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,212 | $1,594 |
| Total Monthly Payment | $1,272 | $1,335 | $1,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.