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427 Dewing Road, Franklin, VT, 05457 | $364,000
Captain your own grand lake house when you step aboard this year-'round residence on the water! Sizeable 1, 728 SqFt 3 bed, 2 bath ranch checks all the boxes - lakefront, one level living, spacious 3-car garage for storage and hobbies, new roof, wrap around deck with handicap entry ramp, and breathtaking sunset views over the delightful Dewing Shore of Lake Carmi. Owner improved the home so it's cozy all year, including a mini split system, providing electric heat and AC, with forced-air oil heat for deep winter months. Offered turn-key, so you can enjoy lake life immediately! Large 4-lot property has a flat yard for entertaining or camp space to friends. Plenty of room for lawn toys, grilling space, hammock, camper, and sports. 15' private lakefront; install your dock and take out your kayaks and boat for a grand adventure everyday. Fishing includes perch, walleye, catfish, sunfish, bass, & pike. Expansive deck is one of the best places to bask at the sunsets over the waterfront. Being off the beaten path, and with most surrounding properties being seasonal, there's low traffic in this neck of the woods. Fresh air and a natural lifestyle awaits! Incredible ice fishing in the wintertime! You'll love how the layout of the interior space flows - with an open concept living, kitchen, and dining room, you'll be able to mingle while preparing meals. Large, abundant windows along the lake-side provide water views from any of these spaces. On the other side of the entryway sits a bonus room, currently an office, which could be a great game room, leading way to the 3 bedrooms & 2 bathrooms. Spacious primary en-suite is fitted with a step-in shower, separate soaking tub, and double sinks. This property is a dream come true for buyers seeking a peaceful country vacation or your next home sweet home. Drilled well and pvt septic! Home is on a slab & has only had one owner, so qualified buyers may be eligible for low or 0% down mortgage options with added purchase of the land.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Double Wide,Ranch,Single Level
- Year Built: 2010
- Garage: 3-car Garage
- Heating: Oil,Electric,Forced Air,Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 1,728
- Acreage: 0.43
- Est. Taxes: $5,432
- Lot Desc: Country Setting,Lake Access,Lake Frontage,Lake View,Lakes,Leased,Level,Major Road Frontage,Mountain View,Trail/Near Trail,View,Waterfront,Near Country Club,Near Golf Course,Near Paths,Near Skiing,Near Snowmobile Trails,Near Hospital,Near ATV Trail
- Water Front: Yes
- Elem. School: Franklin Central School
- High School: Choice
- MLS#: 5076707
- Website: https://www.raveis.com
/prop/5076707/427dewingroad_franklin_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/20/2026Listing courtesy of Sherwood Real Estate Phone: 802-782-0821
Listing Agent: Tami Lantz
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
427 Dewing Road, Franklin, VT, 05457
$364,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $291,200 | $291,200 | $291,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $453 | $453 | $453 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,744 | $1,839 | $2,418 |
| Total Monthly Payment | $2,272 | $2,367 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484