427 Dewing Road, Franklin, VT, 05457 | $375,000

You can be the captain of your own grand lake house in time to gaze at springtime blossoms! This 3 bed, 2 bath ranch checks all the boxes: private lakefront, one level living, spacious 3-car garage for storage and hobbies, new roof, and wrap around deck with entry ramp overlooking breathtaking sunset views over the delightful Dewing Shore of Lake Carmi. Home has only had one owner, who has tended to it over the years and improved it for both coziness and year-round practicality. Inside has been updated with a mini-split, providing electric heat and AC. Forced-air oil heat, also. Offered turn-key, so you can start to enjoy lake life immediately. Large 4-lot property has level yard for entertaining or for family and friends to visit and camp out. Plenty of room for lawn toys, grill space, hammock, and sports. And 15' lakefront allows your own private access to the lake; install your dock and break out your kayaks for a grand adventure. The porch off the front of the house is one of the most impressive elements, with the most beautiful views know to the human eye. Birds and butterflies will often join you while you bask in nature's gift - fresh air, fresh fishing, fresh natural lifestyle! You'll love how the layout of the interior space flows - with an open concept living, kitchen, and dining room, you'll be able to gather and converse with friends and family while preparing meals. On the other side of the entryway, another large room, currently used as an office, but could be great as a game room, leads way to the 3 bedrooms & 2 bathrooms, including expansive primary en-suite with step-in shower, soaking tub, and double sinks. This property is a dream come true for anyone who is seeking a peaceful country vacation or your next home sweet home. The current maximum occupancy for live-in use is 180 days per year, but if you desire a year-round home, seller will consider going thru the approval process and septic conversion, so you can move in and start homesteading.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Double Wide,Ranch
  • Year Built: 2010
  • Garage: 3-car Garage
  • Heating: Oil,Electric,Forced Air,Mini Split
  • Cooling: Mini Split
  • Approx Sq. Feet: 1,728
  • Acreage: 0.43
  • Est. Taxes: $5,432
  • Lot Desc: Country Setting,Lake Access,Lake Frontage,Lake View,Lakes,Leased,Level,Major Road Frontage,Mountain View,Trail/Near Trail,View,Waterfront,Near Country Club,Near Golf Course,Near Paths,Near Skiing,Near Snowmobile Trails,Near Hospital,Near ATV Trail
  • Water Front: Yes
  • Elem. School: Franklin Central School
  • High School: Choice
  • MLS#: 5076707
  • Website: https://www.raveis.com
    /prop/5076707/427dewingroad_franklin_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/24/2026
Listing courtesy of Sherwood Real Estate   Phone: 802-782-0821
Listing Agent: Tami Lantz

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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427 Dewing Road, Franklin, VT, 05457

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,680 $1,797 $2,412
Total Monthly Payment $2,208 $2,325 $2,940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.