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6204 Mooring Line Circle in The Villas at Waterset offers a rare combination of premium lot positioning, extensive upgrades, and low-maintenance living in one of Apollo Beach’s most sought-after master-planned communities (check out the Matterpoint Tour). The original owners invested a $30, 000 lot premium to secure this exceptional end-unit location featuring tranquil pond views and no rear, side or front neighbors — providing privacy that is nearly impossible to duplicate. Built by Pulte, known for energy-efficient and smart home construction, this villa blends quality craftsmanship with elevated finishes throughout. The interior showcases quartz countertops in the kitchen and baths, a stunning designer backsplash, a spacious center island with seating, upgraded GE appliances, and desirable gas features including the stove, dryer, and tankless water heater. Custom motorized shades(inside and outside), kitchen pendant lighting, ceiling fans, a retractable front screen door, and two comfort-height toilets add thoughtful comfort and convenience. The primary suite offers true ensuite living with dual sinks, a walk-in closet, and a luxurious walk-in shower with built-in bench. The extended and fully screened lanai, complete with motorized privacy and shade screens, creates an exceptional indoor-outdoor living space overlooking peaceful water views. The flex room is currently used as a den but could easily be sleeping quarters. Monthly fees include lawn care and roof maintenance, allowing for effortless ownership and lock-and-leave flexibility. Residents of Waterset enjoy resort-style amenities including multiple pools, fitness centers, clubhouse, walking and biking trails, playgrounds, dog parks, and year-round community events — delivering not just a home, but a lifestyle. While the same floor plan may be available elsewhere, this villa’s premium location, privacy, and post-builder enhancements place it in a category of its own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $680 | $680 | $680 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,869 | $2,520 |
| Total Monthly Payment | $2,500 | $2,624 | $3,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.