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Presented by
Alix Nimphius |
Welcome to this warm inviting home in the serene "Shrub Oak Park" in the hamlet of Yorktown. This home is filled with natural light and wonderful warmth. It offers the perfect blend of comfort, space, and convenience. This 4-bedroom, 2. 5-bath home has been lovingly cared for by the same family for many years and is now ready for its next chapter. Located on first floor is a Primary bedroom with an attached half bath, 2nd bedroom, and a full bath in hallway. Living room and huge formal dining room feature lots of windows, gleaming hardwood floors and a seamless flow that’s ideal for everyday living or entertaining. The recently renovated eat-in kitchen boasts sleek quartz countertops, brand new stainless steel appliances, pantry and recessed lighting. This home is perfect for multi-generational living, guests or an in-law setup. 1. 5 miles to Taconic State Pkwy, 8 miles to Peekskill Train station, close to shopping. The lower level includes a fully equipped summer kitchen with 2 bedrooms and a full bathroom, along with a Family room and a bonus room that can be used as a home office. Ample closet space throughout the house. The One car garage is heated and features a walk up attic for plenty of storage space. Step outside and fall in love with the backyard that is a private oasis totally surrounded by mature trees. Enjoy the heated above-ground pool that is integrated into a multi level deck for outdoor dining and relaxing. A perfect stay-cation! The property has beautiful perennial plants, shrubbery and flagstone walkways. Home is located in a private lake community. Enjoy fishing, paddle boarding, kayaking, or simply relaxing by the water. Private lake rights taxes are invoiced by the Town of Yorktown on the County/Town taxes. Currently they are $824/annually . Basic NY Star $1, 547. 24
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.220.2474
Alix.Nimphius@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $1,268 | $1,268 | $1,268 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,339 | $3,714 | $4,816 |
| Total Monthly Payment | $4,699 | $5,074 | $6,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.