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This 4 bedroom, 2 full bath home has three way split floor plan. The first bedroom as you enter the home could also be used as a den/office. The two bedrooms off the main living area on the right have a full bathroom between them and the primary bedroom is on the opposite side of the living room, which provide flexibility for family and guests. The large eat-in kitchen has granite countertops, all appliances, and passes through to your spacious dining and living room for that bright, open feel. The living room area has double sliding glass doors opening to the large, vinyl clad fenced-in backyard, for you and/or pets enjoyment. There are numerous feature walls with built-in nooks in the hallway and guest bathroom as well as cut out shelving above the living/dining room area, which add both charm and art niches. The large primary bedroom offers plenty of room and includes a sitting area, a generous 9x10 walk-in closet, and an en-suite bath featuring an extra-large soaking tub. This is looped neighborhood roadway with a low-key homeowner’s association. The shingled roof was replaced in 2022.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,451 | $1,531 | $2,042 |
| Total Monthly Payment | $1,746 | $1,826 | $2,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.