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**Seller offering $4, 000 flooring allowance or Closing Costs assistance!!** Welcome home to one of the original Saussy Burbank Charleston-style residences in White Gables set on a beautiful corner lot just two blocks from the clubhouse and pool, yet tuckedaway from the neighborhood's main thoroughfares for a peaceful porch lifestyle. Sip morning coffee on the wide front porch framed by established live oaks, magnolias, and manicured crepe myrtles. Inside, enjoy formal living and dining spaces with custom trim and crown molding, rich designer wallpaper, and custom built-ins--plus oversized windows that fill the home with natural light. The main level shines with recently refinished 3/4'' solid hardwood floors, a convenient powder room, and anopen-concept kitchen and family roideal for everyday living and entertaining. The spacious kitchen features countertops, stone backsplash, 42" cabinetry, abundant storage, and a sunny eat-in area with backyard views. The adjacent family room is anchored by a cozy gas log fireplace and offers generous space for comfortable seating and gathering. Upstairs offers a thoughtful 4-bedroom layout. Two front bedrooms share a unique Jack-and-Jill bath and open directly to the full-length upstairs porch--an incredible bonus outdoor living space. A third bedroom enjoys its own full bath, & the bright primary suite overlooks the backyard and features a tray ceiling, garden tub, separate shower, private water closet, and a large walk-in closet. Step outside to a fenced, private backyard with a shaded concrete patio beneath a towering live oak--true Lowcountry charm. Enjoy St. Augustine turf, irrigation covering the front/side/back yards, and an established rose garden along the detached garage. A detached 2-car garage with full attic storage and convenient alley access completes the package. · Prime White Gables location: just 2 blocks to the clubhouse & pool, tucked on a charming, low-traffic street · Classic Charleston curb appeal: original Sausy Burbank double-row plan with full-length front porch + full-length upstairs porch · Corner lot w/ mature trees: live oaks, magnolias & flowering crepe myrtles create a true Lowcountry setting · Refinished 3/4" solid hardwoods throughout the main level · Entertainer's kitchen: solid countertops, stone backsplash, 42" cabinets, generous storage + sunny eat-in area · Open family room with gas log fireplace · Flexible 4BR/3. 5BA layout: Jack-and-Jill setup, a guest suite with its own full bath, and a light-filled primary suite with tray ceiling, garden tub, separate shower & walk-in closet · Private, fenced backyard: shaded patio under a large live oak, rose garden, Saint Augustine turf + full-yard irrigation · Detached 2-car garage with attic storage + alley access
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Our Executive Mortgage Banker:
$412,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $329,600 | $329,600 | $329,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,029 | $2,110 | $2,759 |
| Total Monthly Payment | $2,104 | $2,185 | $2,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.