3406 FOX RIDGE STREET, Winter Haven, FL, 33884 | $275,000

IDEAL LOCATION FOR THIS HOME situated near Garden Grove Elementary and LEGOLAND, with convenient access to shopping along the Boulevard and into downtown Winter Haven. This 3-bedroom, 2-bath split-plan home features an open-concept living and dining area that flows into the kitchen, a decorative stone fireplace for cozy winter months, attractive laminate plank flooring, cathedral ceilings, and sliding glass doors leading to the screened lanai. The kitchen is appointed with lovely new cabinetry, and the dining area is perfectly positioned for easy entertaining. The en suite primary bedroom offers private lanai access and a walk-in closet, with a bathroom that includes a single-sink vanity and full-size shower. Two additional bedrooms are split from the primary suite and feature laminate flooring and ceiling fans, with convenient access to a guest bath with a bathtub. Enjoy the screened lanai overlooking a fenced backyard, ideal for pets or little ones, plus an indoor laundry area with washer and dryer hookups and a spacious 20’x21’ garage complete with a workbench and room for storage. Major updates include a new roof, new air conditioning system, and new kitchen appliances, offering peace of mind in this great Central Florida neighborhood — call today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 64 x 100
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Florida, Ranch
  • Year Built: 1987
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,392
  • Acreage: 0.15
  • Lot Size: 64 x 100
  • Est. Taxes: $3,523
  • Lot Desc: In County, Level, Near Public Transit
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: P4937801
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/P4937801/3406foxridgestreet_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/26/2026 6:04:42 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 863-294-7541

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3406 FOX RIDGE STREET, Winter Haven, FL, 33884

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.900%
Monthly Tax Payment $294 $294 $294
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,319 $1,373 $1,812
Total Monthly Payment $1,688 $1,742 $2,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.