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Wonderful like-new unit in Bethel Woods condominium community! This beautiful home features - Main Floor: Living Room w/FPL, Formal Dining Area, Family Room w/good closet space and full bath with double sink/ jetted tub and shower, (Possible 2nd Primary BR), beautiful Kitchen offers granite countertops, stainless-steel appliances, Large 4-person dining Island with storage, and a breakfast area with French doors that open to a spacious private deck overlooking lawn, trees, and beautiful scenery. 2nd Floor offers: another large Primary BR, Bedroom #3 and Office/Study loft area. While it is a Condominium, it lives like a house - and is located on a quiet cul-de-sac just a short walk to downtown Bethel. Enjoy being only 3-5 minutes from the Bethel train station (where there is plenty of parking), 1 minute to grocery shopping, also close to schools, parks, the Danbury Mall, I-84, and more. Inside, an open floor plan with abundant natural light welcomes you. Additional highlights include: Two-car attached garage; Full, dry basement with high ceilings & exit thru Bilco doors to backyard (great potential for future expansion); Laundry/storage room; Hardwood floors; Gas hot-air heating(approx 1 year old); Central A/C(approx 1 year old); Pet-friendly community; Complex includes playground/basketball area. No special assessments
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 15.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 20.0 | Main |
| Eat-In Kitchen | Balcony/Deck,Breakfast Bar,Granite Counters,Dining Area,French Doors,Hardwood Floor | 15.0 x 23.0 | Main |
| Living Room | Gas Log Fireplace,Hardwood Floor | 13.0 x 15.0 | Main |
| Office | Hardwood Floor | 7.0 x 8.0 | Upper |
| Primary Bedroom | Hardwood Floor | 16.0 x 20.0 | Upper |
| Primary BR Suite | Vaulted Ceiling,Bedroom Suite,Ceiling Fan,Stall Shower,Whirlpool Tub,Hardwood Floor | 12.0 x 17.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.533% | 5.920% |
| Monthly Tax Payment | $1,003 | $1,003 | $1,003 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,118 | $3,244 | $4,283 |
| Total Monthly Payment | $4,213 | $4,339 | $5,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.