260 Hickory Ridge, Mountain Rest, SC, 29664 | $479,900

Where the river bends and the mountains rise, you’ll discover a place that invites you to slow down, breathe deeply, and stay awhile. Set along a remarkable stretch of the Chauga River in scenic Mountain Rest, this enchanting waterfront escape delivers the peaceful, private setting so many buyers hope to find. Whether you envision a personal hideaway, a fully furnished Airbnb investment, or a gathering place for unforgettable weekends, this property stands ready to welcome you. Positioned on 1. 14 acres with approximately 400 feet of river frontage, this 2-bedroom, 2-bath mountain home balances relaxation and adventure. From the moment you arrive, the gentle sound of moving water and the cool mountain air create a calming first impression. Enjoy morning coffee on the rocking chair front porch, spend afternoons floating or fishing along the riverbank, and gather for outdoor meals while the water provides a peaceful soundtrack. Inside, the home blends warmth and character with thoughtful updates. Brazilian cherry hardwood floors and granite countertops create an interior that feels both inviting and refined. Ceiling fans provide comfort throughout. The home is offered fully furnished, making it easy to begin enjoying immediately or to continue operating as a short-term rental. Outdoor living takes center stage. Expansive decking overlooks the trees and river, creating an ideal setting for entertaining, relaxing, or simply taking in the surroundings. A fire pit encourages evenings under the stars, and a hammock provides a peaceful spot for an afternoon break. The property also features a durable metal roof, an outbuilding for storage, private well and septic, and ample space to explore and enjoy the natural setting. Located just minutes from Oconee State Park, the home offers convenient access to hiking trails, waterfalls, and year-round outdoor recreation. Despite the sense of seclusion, nearby shopping, dining, and everyday essentials remain within reasonable reach. The property is zoned for James M. Brown Elementary, Walhalla Middle, and Walhalla High School. This property delivers more than a place to live. It offers a lifestyle shaped by the rhythm of the river, evenings around the fire, and time spent making lasting memories in the mountains. If you’ve been searching for a true waterfront mountain retreat, this special property invites you to become part of its story.

Features

  • Amenities: None
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: 1st Floor, Walk-in, Laundry Room
  • Style: Rustic
  • Year Built: 1973
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Basement: None
  • Acreage: 1.14
  • Est. Taxes: $1,685
  • Lot Desc: 1 - 2 Acres, Few Trees, Wooded
  • View: Water
  • Water Front: Yes
  • Elem. School: James M. Brown
  • Middle School: Walhalla
  • High School: Walhalla
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Free-Standing Electric Range, Electric Water Heater
  • MLS#: 1581872
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/1581872/260hickoryridge_mountainrest_sc?source=qrflyer
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Listing courtesy of EXP REALTY LLC   Phone: 888-440-2798

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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260 Hickory Ridge, Mountain Rest, SC, 29664

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.533% 5.920%
Monthly Tax Payment $140 $140 $140
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,302 $2,395 $3,162
Total Monthly Payment $2,517 $2,610 $3,377

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.