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WATER VIEW. . . . . . . located in TEKA VILLAGE, a great 55+ GATED community. TWO driveways, a 12x45 3-CAR CARPORT and TWO FLORIDA ROOMS/PORCHES!! The front Florida Room has GLASS WINDOWS. . . . . . and rear Florida Room has SCREEN and VINYL WINDOWS. Our Kitchen has been REMODELED. . . . . new cabinets with QUARTZ counters. Stainless Steel appliances will convey, breakfast bar is great for snacking, Lazy Susan makes storage easy, and a built-in storage nook adds extra space. ROOF WAS REPLACED IN 2019, home was REPIPED IN 2021, both baths have updates. . . . . . lots of natural ambiance to include a skylight. The Owner's Suite has a private bath and personal access to the back patio. Tranquil pond panorama from this back patio. . . . . . enjoy coffee and watch the sunrise over the water. A secondary rear patio gives opportunity for BBQ cook-outs. In addition to the HUGE CARPORT, we also have an 11x11 utility building that houses the washer & dryer, spare fridge, and lawn tools. With shelving & benches, it's a superb place to tinker, storing the bikes or holiday totes. Lamp post & flagpole adorn the front yard. . . . . . plenty of space to park, situate the golf cart, & have guests over. HOA is very reasonable at $110 monthly. . . . . . includes an INSIDE POOL, a CLUBHOUSE, small GYM, SHUFFLEBOARD COURTS, a POND DECK, & an RV/CAMPER or BOAT PARKING yard!!!! Reach the OIA in 20+ miles, Melbourne Beach in 53+ miles, downtown St. Cloud in 4+ miles, or Lake Nona in 26+ miles. St. Cloud offers beautiful lakes for boating or fishing. . . . . a lakefront park for volleyball or July 4th fireworks. . . . . . and local farms for fresh produce. Come be a part of this 55+ community. . . . . own the land. . . . . partake in fun activities at the clubhouse. . . . . . and enjoy a friendly atmosphere!! SMALL 'JOHN' BOAT IS FOR SALE SEPARATELY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $35 | $35 | $35 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $961 | $1,012 | $1,306 |
| Total Monthly Payment | $1,071 | $1,122 | $1,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.