1000 Gin Lane, Southold, NY, 11971 | $699,000

Picture this: you’ve been walking through homes that are either way too much house… or feel like a shoebox with a mortgage. Then you walk into this one and it just clicks, not too big, not too small, and it actually makes sense for real life. It’s a two-bedroom layout that works, and the bathroom is basically begging for a remodel. The pink tile had its moment, but I’d happily retire it and put in something that feels like my style. The kind of update that instantly makes the whole house feel fresher without turning your life into a six-month construction zone. What I really love is how you get two different “hangout spaces” Up front, there’s a sunroom that keeps you connected to the neighborhood, coffee in the morning, wave to the walkers, feel like you’re actually part of a community. Then out back you’ve got a deck where you can disappear a little, because it overlooks the woods and the yard is fenced in, The kitchen is the same vibe: totally functional, but also a clear opportunity. Can use it comfortably right now, and then renovate when ready, and the fact that it could be expanded makes it feel like a smart move. And the neighborhood perk? This is the kind you can’t renovate into a house later: the park and beach at the end of the street. In the summer you get that breeze off the water, that easy “flip-flops and go” lifestyle. It’s the simple stuff that ends up being the best stuff.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1959
  • Garage: 1-car
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: Central Air
  • Basement: Bilco Door(s), Full
  • Approx Sq. Feet: 1,189
  • Acreage: 0.34
  • Est. Taxes: $6,205
  • HOA Fee: $300 Annually
  • View: Trees/Woods
  • Elem. School: Southold Elementary School
  • Middle School: Southold Junior-Senior High School
  • High School: Southold Junior-Senior High School
  • School District: Southold
  • Appliances: Cooktop, Dryer, Electric Oven, Refrigerator, Washer
  • MLS#: 961780
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/961780/1000ginlane_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Century 21 Albertson Realty   Phone: 631-765-3800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1000 Gin Lane, Southold, NY, 11971

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.345% 6.533% 5.783%
Monthly Tax Payment $517 $517 $517
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,308 $3,489 $4,566
Total Monthly Payment $3,917 $4,098 $5,175

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.