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Move-in ready Ortega bungalow with $45K in upgrades. This charming, fully remodeled 3BR/1BA concrete block home blends timeless character with modern updates throughout. Bright sunroom entry with tile flooring, open living and dining areas with LVP flooring and a cozy, stone-accent electric fireplace. Updated kitchen with new cabinetry and stainless steel appliances. Beautifully remodeled bath with tiled shower and new fixtures. Versatile 3rd BR/bonus room and indoor laundry with storage. Spacious covered lanai opens to a large fenced yard with garden and fish pond, ideal for grilling, entertaining, kids and pets.
Major upgrades include: Alpha Foundation slab, sealing and French drain (2025), full septic replacement (2020) + new septic pump (2025), new water heater (2024), new screen doors and outdoor receptacles (2025), new stove and microwave (2025), new AC/electrical (2019), new roof (2016), landscaping regrading with raised herb/flower garden (2024).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $192 | $192 | $192 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,010 | $1,328 |
| Total Monthly Payment | $1,252 | $1,277 | $1,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.