175 Ferry Road, #4, Old Saybrook (Ferry Point), CT, 06475 | $599,000

Welcome to 175 Ferry Road, Unit 4 at Eden Harbor, a beautifully maintained and thoughtfully designed 2-bedroom, 2. 1-bath townhouse in an over 55 active adult community, offering comfort, flexibility, and effortless living in one of Old Saybrook's most convenient locations. With a versatile floor plan, quality finishes throughout, and an attached garage, this home lives more like a private residence than a condo. Step inside to find hardwood floors that flow through the main living areas, creating a warm and welcoming first impression. The spacious living room is the heart of the home, featuring a propane fireplace and abundant natural light. Sliding glass doors open directly to a private back patio, extending your living space outdoors and offering a peaceful setting for relaxation. The updated kitchen is both stylish and functional, appointed with granite countertops, stainless steel appliances, ample cabinetry, and generous prep space. Just off the kitchen is a separate laundry room. One of the standout features of this home is the first-floor bedroom with a full bath, offering exceptional flexibility. Ideal for guests, a home office, or single-level living, this layout accommodates a variety of lifestyles and long-term needs. A convenient half bath on the main level further enhances everyday comfort and entertaining ease. Upstairs, you'll find the second bedroom suite, complete with its own ensuite full bath, providing privacy and comfort. Upstairs, you'll find the second bedroom suite, complete with its own ensuite full bath, providing privacy and comfort. Adjacent to the bedroom is an oversized loft space with custom-built-in cabinetry and bookshelves. This expansive loft offers endless possibilities, a home office, media room, reading retreat, fitness area, or additional lounge space. The full basement provides abundant storage options and potential for future finishing. An attached two-car garage offers secure parking, additional storage, and direct interior access. This well-managed townhouse community offers low-maintenance living, allowing you to enjoy more time doing what you love while exterior upkeep is handled for you. The location is exceptionally convenient, close to shopping, dining, medical facilities, marinas, beaches, and major commuter routes, making it easy to enjoy all that Old Saybrook and the shoreline lifestyle have to offer. . Whether you're looking for a primary residence, a weekend retreat, or a low-maintenance alternative to single-family living, 175 Ferry Road, Unit 4 delivers space, comfort, and flexibility in a desirable coastal setting. With its thoughtful layout, quality updates, and rare combination of features - including a first-floor bedroom, loft, basement, and two-car garage - this home is a standout opportunity. Move right in and enjoy the ease of condo living without sacrificing space, style, or functionality.

Features

  • Town: Old Saybrook
  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Complex: Eden Harbour
  • Year Built: 2005
  • Common Charge: $795 Monthly
  • Above Grade Approx. Sq. Feet: 1,852
  • Est. Taxes: $4,980
  • Lot Desc: Level Lot
  • Adult Communities: Yes
  • Elem. School: Kathleen E. Goodwin
  • Middle School: Per Board of Ed
  • High School: Old Saybrook
  • Pets Allowed: Yes
  • Pet Policy: Per Condo Docs
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
  • MLS#: 24151928
  • Website: https://www.raveis.com
    /prop/24151928/175ferryroad_oldsaybrook_ct?source=qrflyer
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Listing courtesy of Compass Connecticut, LLC   Phone: (860) 767-5390

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Full Bath,Wall/Wall Carpet17.0 x 12.0Upper
Dining Room Hardwood Floor12.0 x 12.0Main
Kitchen Granite Counters,Galley12.0 x 9.0Main
Living Room Gas Log Fireplace,Sliders,Hardwood Floor17.0 x 16.0Main
Loft Book Shelves,Built-Ins,Entertainment Center,French Doors18.0 x 11.0Upper
Primary Bedroom Full Bath,Walk-In Closet15.0 x 14.0Main

William Raveis Family of Services

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Customer Service

888.699.8876

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Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

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For homebuyers and sellers, our Attorney Network:

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175 Ferry Road, #4, Old Saybrook (Ferry Point), CT, 06475

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $415 $415 $415
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,646 $2,835 $3,821
Total Monthly Payment $3,153 $3,342 $4,328

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.