189 Fair Street, #4 D, Carmel, NY, 10512 | $2,795

Charming 2-BEDROOM apartment situated on 2. 5 ACRES with scenic views of the woods and overlooking a fast-running stream, this country hideaway features a modern kitchen, full bath and a living room with sliding glass doors leading to a private deck. HEAT, HOT WATER, laundry room, garbage and snow plowing are included in the rent! There is also a private lockable storage room in the basement. Application and credit check required. Just listed won’t last! (Cat friendly)!

Features

  • Type: Multi Family
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Room
  • Style: Other
  • Year Built: 1900
  • Heating: Hot Water, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Storage Space, Unfinished
  • Approx Sq. Feet: 660
  • Acreage: 2.5
  • Lot Desc: Level, Views
  • View: Water
  • Water Front: Yes
  • Elem. School: Matthew Paterson Elementary School
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Refrigerator, Oil Water Heater
  • Lease Term Type: 12 Months
  • MLS#: 961749
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/961749/189fairstreet_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Claudia LaslieSales Associate

413.854.7422

Claudia.Laslie@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 293220

413.626.5626

Michele.Welch@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

189 Fair Street, #4 D, Carmel, NY, 10512

$2,795

Claudia Laslie

Sales Associate

William Raveis Real Estate

Phone: 413.854.7422

Claudia.Laslie@Raveis.com

Michele Welch

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 413.626.5626

Michele.Welch@raveis.com

NMLS Mortgage Loan Originator ID 293220

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,236 $2,236 $2,236
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $13 $14 $18
Total Monthly Payment $88 $89 $93

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.