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**546 Stargaze Ln | St. Johns, FL 32095**
Beautifully upgraded 4-bedroom, 3-bathroom Beacon Lake home featuring great indoor and outdoor living spaces with a HUGE fenced in PRESERVE LOT!
Inside you will find an open floor plan with tile flooring throughout, a GOURMET kitchen with GAS cooktop and large island, crown molding, upgraded light fixtures, recessed lighting, and shiplap accent walls in the living room. Downstairs has a bedroom and full bathroom as well! Hardwood stairs will take you to the spacious loft with a beautiful LARGE built-in, perfect for a media room, office, or additional living space as well as 3 bedrooms including the primary with screened in BALCONY and laundry room with washer and dryer which convey! Whole home water softener as well!
Enjoy Florida living out back with a HUGE summer kitchen equipped with a built in gas grill, fridge AND a spot for your komodo style grill while enjoying the large PAVER patio just outside the screened-in lanai! The large preserve view backyard has fresh sod and is fully fenced with wrought iron all the way around for peaceful fun! In the garage, storage racks provide added convenience!
TONS of upgrades, walking distance to school and all the amenities Beacon Lake has to offer on a large preserve lot! Call your agent or myself for a showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $841 | $841 | $841 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,911 | $3,114 | $4,180 |
| Total Monthly Payment | $3,844 | $4,047 | $5,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.