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Ideally positioned in a sidewalk neighborhood in central Hamden, this 3-bedroom, 1. 5-bath split-level home offers a comfortable living with exceptional convenience. Located just minutes from Quinnipiac University, Yale University, downtown New Haven, and Sleeping Giant State Park, the setting provides easy access to work, recreation, dining, and commuter routes. The main level features a bright living room that opens to the dining area and kitchen with breakfast bar, creating a natural flow for everyday living and entertaining. Just off the main living space is a sunroom with walls of windows, gas fireplace, and access to the backyard. The lower level offers a family room and a half bath. Upstairs you'll find three bedrooms, including one with an additional built-in closet, and a full bath with walk-in shower. Hardwood floors throughout much of the home. Additional features include gas heat, central air, public water and sewer, Solar, off-street parking, and a one-car garage. Set on . 22 acres with convenient access to New Haven and nearby train service with access to New York City. **Gas Boiler Aprox 2006, **Central Air Aprox 2012. Possible EXTRA BUYER BENEFIT - Seller is Open to Paying Off Solar Lease as Part of an Offer Negotiation. Note: Hamden is in the process of a Tax Phase in. Room sizes Aprox. Buyer to do own due diligence.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 11.5 | Upper |
| Bedroom 2 | 8.0 x 11.0 | Upper | |
| Dining Room | Hardwood Floor | 9.5 x 12.0 | Main |
| Family Room | Wall/Wall Carpet | 12.7 x 15.0 | Lower |
| Living Room | Hardwood Floor | 11.2 x 21.1 | Main |
| Primary Bedroom | Hardwood Floor | 11.0 x 14.0 | Upper |
| Sun Room | Gas Log Fireplace | 13.3 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $946 | $946 | $946 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,892 | $2,498 |
| Total Monthly Payment | $2,839 | $2,913 | $3,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.