985 Spanish Moss TRL, Naples, FL, 34108 | $2,899,995

Beautifully positioned within the prestigious Gables at Pelican Marsh in North Naples, just minutes from Mercato, Waterside Shops, and the white-sand beaches of the Gulf, this exceptional four-bedroom, three-bath estate home with private pool and spa is a sophisticated blend of timeless architecture, modern comfort, and effortless indoor-outdoor living. This exquisite property is being sold furnished, allowing for an immediate, seamless move-in experience—ideal for seasonal residents or full-time homeowners seeking convenience without compromise.
The open and inviting floor plan is thoughtfully designed to maximize space, flow, and livability. Expansive living areas blend effortlessly, creating a light-filled environment that feels both spacious and comfortable—making the home ideal for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home, beautifully appointed with white quartz countertops, white cabinetry, a center island, stainless steel appliances including a wine cooler—perfect for entertaining. Clean lines and a bright, contemporary aesthetic create a space that is both functional and inviting. Enjoy your breakfast in the sunny kitchen nook, where French doors open to the pool area, filling the space with natural light and creating a charming indoor-outdoor connection. Additional French doors from the main living areas open gracefully to the expansive pavered deck, enhancing the home’s architectural appeal while offering seamless access to the outdoor living spaces for year-round enjoyment and effortless entertaining. The owner’s suite is a private sanctuary, with windows that overlook the sparkling pool area, creating a serene and picturesque backdrop. The spa-inspired bath features a soaking tub and a glass-walled tile shower. Three additional guest bedrooms are generously sized and comfortable, offering flexibility for family and visitors alike. Two additional bathrooms have been tastefully updated with modern finishes. Outdoors, the custom pool and spa are surrounded by an expansive pavered deck extending directly from the rear of the home, creating a natural extension of the interior living spaces. The patio accommodates multiple seating and dining areas, perfect for entertaining, lounging, or enjoying quiet evenings in a private tropical setting. The backyard area surrounding the pool is fenced and enhanced with mature shrubs and trees, providing exceptional privacy while maintaining a lush, tranquil atmosphere. Residents of Pelican Marsh enjoy an unparalleled amenity-rich lifestyle across more than 2, 000 acres of beautifully preserved landscape. The community offers a championship golf course (optional membership), premier tennis and pickleball facilities, bocce, a state-of-the-art fitness center, spa services, and an active community center with vibrant social programming—offering a perfect blend of privacy, convenience, and resort-style living in one of Naples’ most sought-after communities.

Features

  • Amenities: Bike And Jog Path,Bocce Court,Clubhouse,Community Room,Exercise Room,Internet Access,Library,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: 1 Story/Ranch
  • Development: PELICAN MARSH
  • Year Built: 1995
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,925
  • Acreage: 0.38
  • Est. Taxes: $8,466
  • Master HOA Fee: $2,083
  • Lot Desc: Regular
  • View: Preserve
  • Community Type: Gated,Golf Course,Tennis
  • Elem. School: PELICAN MARSH ELEMENTARY SCHOOL
  • Middle School: PINE RIDGE MIDDLE SCHOOL
  • High School: AUBREY ROGERS HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226005138
  • Website: https://www.raveis.com
    /eprop/226005138/985spanishmosstrl_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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888.699.8876

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Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

985 Spanish Moss TRL, Naples, FL, 34108

$2,899,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,319,996 $2,319,996 $2,319,996
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.228% 6.086% 6.183%
Monthly Tax Payment $706 $706 $706
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,539 $13,910 $19,577
Total Monthly Payment $14,370 $14,741 $20,408

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.