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Under contract-accepting backup offers. USDA FINANCING ELIGIBLE - GREAT OPPORTUNITY! No Money Down if Eligible! Tucked away at the back of Orchid Terrace, 1105 Catskill Drive offers the kind of privacy that is hard to find in newer construction communities. This single-story, three-bedroom, two-bath home spans 1, 431 square feet and is perfectly positioned with no rear neighbors and protected open space to the right that cannot be built on, creating the feel of an oversized side yard and long-term seclusion. The setting alone makes this property stand out within the neighborhood.
Inside, the open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making it ideal for both everyday living and entertaining. While the home was built by the builder with a great foundation, the current owners thoughtfully elevated the interior so the next owner does not have to. The kitchen features upgraded quartz countertops, an updated backsplash, and updated sink fixtures, along with modernized lighting and accessories throughout. Custom built-in shelving adds both style and functionality, and the primary suite has been enhanced with custom closet built-ins and an upgraded vanity sink. There is no carpet in the primary bedroom, offering a cleaner, more contemporary feel. These details may seem small, but they are the upgrades that add up quickly and have already been completed for you.
Orchid Terrace is a newer community offering residents access to amenities including a community pool and playground, providing recreation without the maintenance. The location in Haines City places you within close proximity to Highway 27 and I-4 for easy commuting, just a short drive to Posner Park shopping and dining, AdventHealth Heart of Florida, and Lake Eva Community Park. Walt Disney World and other major Central Florida attractions are also within a convenient drive, making this home ideal as a primary residence, second home, or investment opportunity.
Whether you are searching for privacy, move-in-ready upgrades, or a low-maintenance lifestyle in a growing Central Florida corridor, 1105 Catskill Drive delivers value, comfort, and long-term appeal. USDA FINANCING ELIGIBLE - GREAT OPPORTUNITY! No Money Down if Eligible!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $584 | $584 | $584 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,434 | $1,492 | $1,986 |
| Total Monthly Payment | $2,093 | $2,151 | $2,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.