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In Waterford, a highly sought after community, this maintenance free home of almost 1900 sq ft living area, offers 2 bedrooms, plus Bonus room, (a variety of uses, your choice, den, office, media room, man cave, you decide!!) 2 full baths, 2 car garage, single family/villa home in Waterford. Open and light with cathedral ceilings, plant shelving, ceiling fans the great room/living room opens out through 8 ft sliding glass doors to screened lanai, with newer paver brick floors and newer screens. Home is a split bedroom floor plan with master bedroom overlooking golf course (but still very private) and walk in closet with lots of space and shelving. Large ensuite bathroom is complimented with large vanity, double sinks, tub, corner shower, water closet all getting beautiful Florida sunshine from overhead skylight! Bedroom 2 with built in closet is open and light with views of golf course but still gives great privacy. Bathroom 2 serves nicely just steps away in hallway that closes off for privacy and adjacent to laundry room. Laundry room is sufficiently accommodating with washer, dryer, utility sink and shelving. Dining room is centrally located just out of kitchen area/great room. Floor plan is versatile for your needs. Kitchen is complimented with multiple cabinets, granite counters, newer dishwasher, designer window, along with breakfast room for your morning coffee and views of landscaping and street through bay window! A 2-car garage serves this home well with added cabinetry, automatic garage door opener out to concrete driveway. Newer tile roof (2016), protective hurricane panels for inclement weather adds to peace of mind comfort! New 3. 5-ton York AC/heat pump was installed June 2024 adds to the list of updates/upgrades to this lovely home. Located in Waterford, a highly sought after community within minutes to Historical Downtown Venice and beaches on the Gulf of Mexico and Intracoastal Waterway! Waterford is complimented with updated community clubhouse, junior Olympic sized heated pool, spa, Har-Tru Tennis courts with viewing deck, grills and picnic area, new pickle ball court/basketball, state of the arts gym inside clubhouse with newer kitchen and meeting rooms, library and on-site management. New SOD for front lawn soon!
Golf is not included in sale but reasonable! Check with Waterford Golf for information. NO CDD FEES HERE!!!
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$389,000
William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $213 | $213 | $213 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,791 | $1,993 | $2,584 |
| Total Monthly Payment | $2,078 | $2,280 | $2,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.