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Welcome to 610 East 181st Street — a beautifully maintained, move-in ready townhome in the heart of The Bronx. Perfectly situated between Fordham and Belmont, offering exceptional value and versatility for both homeowners and investors. Property Highlights Two-Family Layout with strong income potential Sun-filled living spaces with high ceilings and oversized windows Updated kitchens and baths featuring modern finishes Private outdoor space ideal for entertaining or quiet relaxation Finished basement with separate entrance, offering flexibility for storage, recreation, or future expansion Beautifully refreshed exterior with a welcoming front porch and an elegant façade Low-maintenance natural stone front yard—perfect for container gardening or additional outdoor seating The Home The main residence offers a warm and inviting layout with generous rooms, hardwood flooring, and thoughtful architectural details. Upstairs, you'll find well-proportioned bedrooms, great closet space, and natural light from multiple exposures. The secondary unit provides a fantastic opportunity for rental income, multi-generational living, or a private work-from-home suite. A separate entry to the basement further enhances the home's practicality, whether you envision a media room, workshop, fitness space, or added storage. Location Set on a tree-lined block steps from Arthur Avenue and Fordham Road, this home places you in one of The Bronx’s most dynamic and culturally rich neighborhoods. Enjoy: Renowned dining and markets of Little Italy (Arthur Ave) Fordham University, Bronx Zoo, and Botanical Garden nearby Easy commuting via B/D/4 subway lines, Metro-North Fordham Station, and multiple bus routes Convenient access to supermarkets, parks, and neighborhood amenities Why 610 East 181st? This property offers tremendous flexibility for an owner-occupier or investor seeking strong rental demand, and a move-in-ready home on a block that continues to see growth and revitalization.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,801 | $2,917 | $3,859 |
| Total Monthly Payment | $3,178 | $3,294 | $4,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.