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"Fresh Start at Ravenswood" - a 2 story townhome by Dr. Horton designed for easy, modern living! Don't want to worry whether you locked your home or not? This 2024 built Osmond Model features smart home technology that allows you to lock and check the front door, view the video doorbell and adjust the thermostat right from your phone - giving you peace of mind wherever you are. This townhome offers 2 bedrooms and 2. 5 bathrooms, with both bedrooms located upstairs creating a private retreat separate from the main living space. Lightly lived in for only a few months the home shows and feels like new - right down to the fresh paint smell. The open concept main level and modern finishes make it ideal for everyday living and entertaining Step outside to screened in the back porch offering a comfortable outdoor space that is not directly backed up to another home, giving you added privacy and open feel. Whether you use it as a relaxing outdoor lounge, reading nook, or even a creative work from home space this area offers flexibility to fit your lifestyle. Located in a quieter, less crowded section of Ravenswood Village, this townhome provides a peaceful setting while remaining close to everything St. Augustine has to offer approximately 10 minutes to Flagler College and Historic Downtown St. Augustine and 15 minutes to Vilano beach. With long term rental opportunities, this property is well suited for a primary residence, second home or investment opportunity. Smart, flexible, and move in ready! This is the kind of home buyers want to see in person. Schedule your showing now or make an offer right away and secure your "Fresh Start at Ravenswood". Some photos have been virtually staged to showcase the home’s potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$213,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $170,400 | $170,400 | $170,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $40 | $40 | $40 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $968 | $1,021 | $1,381 |
| Total Monthly Payment | $1,083 | $1,136 | $1,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.