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Opportunity Knocks! Welcome to this beautiful 3-bedroom, 2-bath mint-plus ranch set on a flat, fully fenced . 80 acre of completely usable property — offering the perfect blend of comfort, space, and lifestyle — with low taxes of just $10, 065! Entertain effortlessly on the expansive paver patio, gather around the fire pit year-round, and enjoy the privacy and versatility of this exceptional property — ideal for hosting large gatherings with friends and family. An expanded driveway leads to a 2-car garage featuring new shelving, lots of additional storage, TV hookup, and ceiling fan — perfect for hobbies, organization, or flexible use. Inside, this move-in-ready home shines with: New wood floors throughout, Fresh interior paint, Crown molding, New front and exterior doors, Updated interior and exterior lighting fixtures, 2-zone heating & central air conditioning. Located on Long Island’s highly sought after North Shore, Smithtown offers a charming suburban feel with easy access to parks, the Nissequogue River, Callahan Beach, Blydenburgh Park, Caleb Smith State Park, scenic beaches, and historic sites. Just minutes from vibrant downtown Smithtown with its fine restaurants, charming eateries, boutique shopping, theatre, and so much more — making this home an exceptional value in today’s market. Zoned for up to 2 Horses with Proper Permits.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.178% | 5.628% |
| Monthly Tax Payment | $839 | $839 | $839 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,680 | $3,832 | $5,180 |
| Total Monthly Payment | $4,611 | $4,763 | $6,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.