1012 PINE TREE DRIVE, Eustis, FL, 32726 | $490,000

One or more photo(s) has been virtually staged. Florida Pool Living with Space, Flexibility & No HOA

If you’ve been looking for a home that offers space, privacy, and the freedom of no HOA, this Eustis pool home is one you won’t want to miss.

Situated on a 0. 37-acre lot, this 2, 474 sq ft home features 3 bedrooms, 2. 5 bathrooms, and a versatile bonus room that can easily become a home office, media room, playroom, or additional bedroom depending on your needs. Inside, the living area is warm and inviting with a cozy fireplace that creates the perfect gathering space for family and friends.

Step outside and experience what Florida living is all about — a private enclosed pool area ideal for entertaining, relaxing, or enjoying sunny afternoons year-round. The pool area even includes a convenient outdoor restroom, making hosting guests easy and comfortable.

The home also includes a three-car garage and a spacious yard with plenty of room for outdoor living, gardening, pets, or storing recreational toys.

Looking for even more space or a dedicated workshop?
The adjacent 0. 37-acre lot is also available for purchase separately and features a temperature-controlled workshop with heating, air, and a half bath, offering an incredible opportunity for hobbies, storage, a workspace, or future possibilities.

Properties offering this much space, a pool, and no HOA restrictions are becoming harder to find. With the optional neighboring lot available, this property offers a rare chance to create the space and lifestyle you’ve been looking for.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 200 x 320
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1994
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,474
  • Acreage: 0.37
  • Lot Size: 200 x 320
  • Est. Taxes: $4,539
  • Lot Desc: Cleared
  • View: Trees/Woods
  • Pool: In Ground, Outside Bath Access, Screen Enclosure
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Washer
  • MLS#: O6382542
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/O6382542/1012pinetreedrive_eustis_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/21/2026 8:02:06 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1012 PINE TREE DRIVE, Eustis, FL, 32726

$490,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $392,000 $392,000 $392,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment $378 $378 $378
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,350 $2,446 $3,229
Total Monthly Payment $2,803 $2,899 $3,682

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.