621 STURGEON PLACE, Punta Gorda, FL, 33950 | $359,000

Discover this charming waterfront home located in the heart of Punta Gorda, Florida! Light and bright layout with two bedrooms and two bathrooms that are also ensuites for couples who like their own space, or for hosting visitors. The primary bedroom has a large walk in closet and a private bathroom with a stand up shower. An open layout that combines the kitchen, dining and living room area makes for a great place to have friends and family over. This cottage style home reflects the 'coastal' ambiance of old Florida and you can relax in the spacious heated and air conditioned Florida room that measures in at 11 x 30. This Florida room has floor to ceiling views of the waterfront that leads to Charlotte Harbor. Minimum restrictions in this conveniently located subdivision called Charlotte Park that makes it possible to store your RV, and the oversized 2 car garage that measures in at 24 x 29 has plenty of room for vehicles and 'toys'. House has older but sizeable fishing dock eliciting memories of 'Flipper', and a working boat lift if you dream of boating in Florida! Wider hallways and doorways, plus lower light switches make this one a good choice for someone in a mobility chair. This home is being sold fully furnished, and with a 2 year transferrable FEMA flood policy. Location of this home is key for that lifestyle that you may be looking for as a Publix Shopping Center, a Home Depot and a Walmart are all just minutes away. Downtown Punta Gorda is also just minutes away with all it has to enjoy like a miles long walking and biking trail that runs along the Charlotte Harbor. Multiple places to put the boat or wave runner in the water. Different types of restaurants from fine dining to your favorite pub or sports bar. 8 different golf courses within a 20 minute drive for all you golfing enthusiasts. Pickleball has become a favorite activity as well and this town has plenty of courts and leagues all over including the large Pickle plex just minutes away. Plenty of historical sites to see as you browse around town and of course some of our standard favorites like the annual Christmas Tree lighting downtown, Halloween and the Saturday morning farmers market. So hurry now to schedule your showing and prepare to enjoy your next phase in life.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1976
  • Garage: 2-car Driveway, Garage Door Opener, Oversized, Workshop in Garage
  • Heating: Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,600
  • Acreage: 0.28
  • Est. Taxes: $2,282
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina
  • View: Trees/Woods, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7521937
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/C7521937/621sturgeonplace_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2026 1:17:07 PM)
Listing courtesy of ALLISON JAMES ESTATES & HOMES   Phone: 941-500-4922

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

621 STURGEON PLACE, Punta Gorda, FL, 33950

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $190 $190 $190
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,699 $1,792 $2,328
Total Monthly Payment $1,964 $2,057 $2,593

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.