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Discover this charming waterfront home located in the heart of Punta Gorda, Florida! Light and bright layout with two bedrooms and two bathrooms that are also ensuites for couples who like their own space, or for hosting visitors. The primary bedroom has a large walk in closet and a private bathroom with a stand up shower. An open layout that combines the kitchen, dining and living room area makes for a great place to have friends and family over. This cottage style home reflects the 'coastal' ambiance of old Florida and you can relax in the spacious heated and air conditioned Florida room that measures in at 11 x 30. This Florida room has floor to ceiling views of the waterfront that leads to Charlotte Harbor. Minimum restrictions in this conveniently located subdivision called Charlotte Park that makes it possible to store your RV, and the oversized 2 car garage that measures in at 24 x 29 has plenty of room for vehicles and 'toys'. House has older but sizeable fishing dock eliciting memories of 'Flipper', and a working boat lift if you dream of boating in Florida! Wider hallways and doorways, plus lower light switches make this one a good choice for someone in a mobility chair. This home is being sold fully furnished, and with a 2 year transferrable FEMA flood policy. Location of this home is key for that lifestyle that you may be looking for as a Publix Shopping Center, a Home Depot and a Walmart are all just minutes away. Downtown Punta Gorda is also just minutes away with all it has to enjoy like a miles long walking and biking trail that runs along the Charlotte Harbor. Multiple places to put the boat or wave runner in the water. Different types of restaurants from fine dining to your favorite pub or sports bar. 8 different golf courses within a 20 minute drive for all you golfing enthusiasts. Pickleball has become a favorite activity as well and this town has plenty of courts and leagues all over including the large Pickle plex just minutes away. Plenty of historical sites to see as you browse around town and of course some of our standard favorites like the annual Christmas Tree lighting downtown, Halloween and the Saturday morning farmers market. So hurry now to schedule your showing and prepare to enjoy your next phase in life.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,792 | $2,328 |
| Total Monthly Payment | $1,964 | $2,057 | $2,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.