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10 TERN PLACE, Palm Harbor, FL, 34683 | $400,000
Under contract-accepting backup offers. Welcome home and begin to enjoy living the Florida life style. This highly sought-after subdivision of Patty Ann Acres in the heart of desirable Palm Harbor has so much to offer in location sitting in a Non-Flood Zone X and excellent zoned schools. This stunning 2 bedroom, 2 bathroom, 2 car garage on a Cul-de-sac includes living/dining room, a spacious family room with glass sliding doors that lead out to the enclosed screened in patio. Enjoy a sparkling pool perfect for entertaining on warm Florida days. Step into the spacious backyard that is perfect for entertaining and fully fenced in for your little ones and their furry friends to enjoy and make many family memories. Convenient to schools, a short drive to Florida's top beaches and Golf Courses, and centrally located near shopping and local entertainment. Short drive north and you are in Tarpon Springs and the world-famous sponge docks, south and you are at the beautiful community of Dunedin which offers wonderful restaurants, marina, park and much more! Love the beaches, you are just a short drive away from Dunedin Causeway which gives you access to beautiful Honeymoon Island and a quick ferry ride to Caladesi Island State Park. Short drive to Clearwater Beach with world famous sandy beaches. Schedule a personal showing today to see all this home has to offer.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Year Built: 1977
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,408
- Acreage: 0.23
- Est. Taxes: $2,491
- HOA Fee: $70 Annually
- Lot Desc: Corner Lot, Cul-De-Sac, Sidewalk
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pool: In Ground
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: TB8475654
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/TB8475654/10ternplace_palmharbor_fl?source=qrflyer
Listing courtesy of Keller Williams Realty- Palm H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 TERN PLACE, Palm Harbor, FL, 34683
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,817 | $1,917 | $2,593 |
| Total Monthly Payment | $2,100 | $2,200 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388