23213 HARBOUR VISTA Circle, Saint Augustine, FL, 32080 | $299,000

Spacious second floor condo on Anastasia Island featuring 2 bedrooms, 2 full bathrooms, and a versatile upstairs loft that adds flexible living or work space. The layout offers excellent bedroom separation along with an open main living and dining area that feels bright and inviting.

The kitchen opens to the main living space and includes an oversized pantry and laundry room combination that provides exceptional storage, a rare and practical bonus in condo living. The open design supports both everyday functionality and easy entertaining.

The upstairs loft overlooks the main level and is ideal for a home office, media room, hobby space, or guest overflow area.

The primary suite includes an en suite bath and generous closet space. The second bedroom is located near the additional full bath for added convenience. Plantation shutters in both bedrooms add a polished look along with light and privacy control. A private balcony, not available with every unit, offers a comfortable outdoor space to relax and unwind. Located on Anastasia Island with convenient access to beaches, shopping, dining, and historic attractions, this condo delivers low maintenance living in a desirable coastal setting.

Features

  • Parking: Assigned, Parking Lot
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Pool, Fitness Center, Maintenance Grounds, Maintenance Structure, SecurityGated
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit, Upper Level
  • Complex: Preserve On Anastasia Island
  • Year Built: 2000
  • Common Charge: $488 Monthly
  • Approx Sq. Feet: 1,521
  • Est. Taxes: $4,225
  • Lot Desc: Cleared
  • Elem. School: R.b. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2129860
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/2129860/23213harbourvistacircle_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23213 HARBOUR VISTA Circle, Saint Augustine, FL, 32080

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $352 $352 $352
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,377 $1,453 $1,939
Total Monthly Payment $1,804 $1,880 $2,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.