23213 HARBOUR VISTA Circle, Saint Augustine, FL, 32080 | $279,900

If you've been looking for a flexible coastal property on Anastasia Island that offers both usable space and low-maintenance living, this 2-bedroom condo with a loft stands out from typical options in the area.

Located on the second floor, this layout is ideal for buyers who need more than just bedrooms. In addition to two full bedrooms and bathrooms, the upstairs loft creates a valuable second living zone that can function as a home office, media room, guest space, or hobby area. For buyers working remotely or needing separation of space, this is a feature that's hard to find in comparable condos.

The main living and dining area feels open and inviting, with a layout that supports both everyday living and entertaining. The kitchen connects directly to the living space and includes an oversized pantry combined with a laundry area, offering significantly more storage than most units provide. This is a practical advantage that makes daily living noticeably easier. The primary suite includes an en suite bath and generous closet space, while the second bedroom is positioned near an additional full bath for convenience. Plantation shutters in both bedrooms add a clean, finished look while allowing for light control and privacy. A private balcony, not included with every unit, provides a comfortable outdoor space to relax and enjoy the coastal setting. Beyond the interior, the location is a key part of the value. Situated on Anastasia Island, you're within close proximity to the beach, local dining, shopping, and historic St. Augustine, making this an attractive option for full-time residents, second-home buyers, or those looking for a coastal lifestyle without the upkeep of a single-family property. For buyers evaluating monthly costs, the condo association covers exterior maintenance, shared amenities, and ongoing upkeep that helps preserve the community over time. This can significantly reduce the need for unexpected repairs and simplify ownership, which is often a priority for those seeking a more lock-and-leave lifestyle. With its flexible loft space, strong storage, private balcony, and sought-after island location, this condo offers a combination of functionality and lifestyle that is not easily replicated in this market.

Features

  • Parking: Assigned, Parking Lot
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Pool, Fitness Center, Maintenance Grounds, Maintenance Structure, SecurityGated
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit, Upper Level
  • Complex: Preserve On Anastasia Island
  • Year Built: 2000
  • Common Charge: $488 Monthly
  • Approx Sq. Feet: 1,521
  • Est. Taxes: $4,225
  • Lot Desc: Cleared
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2129860
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/2129860/23213harbourvistacircle_saintaugustine_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

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NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

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23213 HARBOUR VISTA Circle, Saint Augustine, FL, 32080

$279,900

Keith Evans - Keith Evans Team

Sales Vice President

William Raveis Real Estate

Phone: 203.733.4212

Keith.Evans@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $352 $352 $352
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,325 $1,379 $1,815
Total Monthly Payment $1,752 $1,806 $2,242

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.