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Updated 4BR Colonial in Chester – Monroe-Woodbury Schools! Welcome home to this beautifully maintained 4-bedroom, 3-bath Colonial offering timeless style, functional space, and significant updates in the highly sought-after Monroe-Woodbury Central School District! A grand two-story entry foyer with a dramatic cathedral ceiling makes an impressive first impression, filling the home with natural light. Hardwood floors and crown molding add warmth and architectural detail throughout the main level. The updated kitchen showcases granite countertops and stainless-steel appliances and flows seamlessly into the inviting family room, featuring a wood-burning fireplace and custom built-in cabinetry—creating the perfect setting for both everyday living and entertaining. A formal dining room provides an elegant space for gatherings, while a main-level den/home office offers flexibility for remote work, playroom, or additional living space. Upstairs, the primary suite offers high ceilings, a walk-in closet, and an updated private bath complete with a jetted tub. Three additional bedrooms and full bath complete the upper level. The finished basement adds 775 square feet of additional living space, with multiple egress windows including a versatile bonus room —ideal for a gym, media room, guest space, or second office. Major improvements have already been completed, including dual-zone central A/C (2018), roof (2021), well pump and holding tank (2019), heat pump (2020), and a Trex deck and front porch (2022), providing peace of mind for years to come. Enjoy year-round comfort, low-maintenance outdoor living, and welcoming curb appeal. Ideally located with convenient access to major highways, shopping, dining, parks, and recreational trails—just 60 miles to NYC—this home offers the perfect balance of suburban comfort and commuter convenience. Move-in ready and thoughtfully updated—this one truly stands out! Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $1,400 | $1,400 | $1,400 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,489 | $4,644 |
| Total Monthly Payment | $4,845 | $4,981 | $6,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.