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**QUICK CLOSE AVAILABLE**Welcome to this NEW CONSTRUCTION 3-BEDROOM, 2. 5-BATH NEPTUNE MODEL townhome located in the growing HAMMOCK OAKS community in LADY LAKE, just outside The Villages. Ideally positioned LESS THAN 2 MILES from LAKE SUMTER LANDING and SPANISH SPRINGS TOWN SQUARE, you’ll enjoy quick access to shopping, dining, nightly entertainment, medical, and everyday conveniences.
This BRIGHT, OPEN-CONCEPT floor plan offers comfortable, energy-efficient living with thoughtful upgrades and modern finishes throughout. The main living area features TILE FLOORING FROM THE FRONT ENTRY THROUGH THE KITCHEN, while the bedrooms and stairs are finished with comfortable carpeting. The kitchen is the heart of the home with a LARGE ISLAND, GRANITE COUNTERTOPS, ALL-WHITE CABINETRY, and GE STAINLESS STEEL APPLIANCES, including a WASHER & DRYER. QR codes for appliance information and an ECOBEE WIFI THERMOSTAT add smart-home convenience.
Enjoy a COVERED ENTRY and an OPEN LANAI overlooking a peaceful RETENTION POND, creating a relaxing outdoor space. Walk-in closets provide ample storage, and the HVAC system is conveniently located in the second-floor closet. Over $7, 000 IN UPGRADES include tile flooring, cabinetry, and blinds throughout.
Located in one of the CLOSEST BUILDINGS TO THE COMMUNITY AMENITIES, residents enjoy easy access to the POOL, CABANA, MAIL CENTER, DOG PARK, PLAYGROUND, and NATURE TRAIL. Hammock Oaks is a NEW, RAPIDLY GROWING COMMUNITY designed for convenience and lifestyle just outside The Villages.
Future area growth adds even more value, with a NEW WALMART MARKET AND GAS STATION currently being built at the entrance to the community.
Whether you're looking for low-maintenance living or a prime investment near The Villages, this home offers LOCATION, LIFESTYLE, AND MODERN DESIGN in one of Lady Lake’s newest communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,285 | $1,429 | $1,853 |
| Total Monthly Payment | $1,652 | $1,796 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.