3391 JEWFISH DRIVE, Hernando Beach, FL, 34607 | $459,000

Under contract-accepting backup offers. Waterfront Hernando Beach South Home | Floating Dock | Two story screened in Patio |
Welcome to coastal living at its finest in the deed-restricted Waterfront Community of Hernando Beach South. This beautifully REMODELED 3-bedroom, 2-bath, two-story home offers 1, 652 sq ft of living space on the upper level, plus an additional 1, 238 sq ft of air conditioned space on the lower level, currently configured as a private in-law suite — ideal for multigenerational living or guests.
A stunning wood staircase leads to the main living area featuring a spacious family room with VAULTED CEILINGS, abundant natural light from a bay window, and POCKET SLIDING GLASS DOORS that open to an oversized TWO-STORY SCREENED PATIO—perfect for INDOOR/OUTDOOR ENTERTAINING.
The REMODELED KITCHEN blends style and function with wood cabinetry, granite countertops, custom backsplash, stainless steel appliances, recessed lighting, and multiple large pantries for exceptional storage. The open dining area showcases cathedral ceilings and skylights, creating a bright and airy atmosphere.
The Primary Suite overlooks the screened patio and features a beautifully updated en-suite bath with floor to ceiling tile, GRANITE DOUBLE-SINK VANITY, and a WALK-IN CLOSET. The two additional bedrooms on the upper level share a tastefully updated full bath with walk-in shower, while LUXURY VINYL FLOORING throughout the upper level provides a clean, modern look.
Downstairs offers incredible flex space with a spacious living room, KITCHENETTE, bonus room currently used as a fourth bedroom, and a 1. 5-car garage with ample storage for vehicles, tools, kayaks, and watercraft—perfect for an active waterfront lifestyle.
Outside, enjoy a two-story screened Patio, a separate open air entertaining area, and a SEAWALL WITH CAP, KNEE WALL, AND FLOATING DOCK—ideal for boating, Kayaking, paddleboarding and fishing.
Recent upgrades include a Full Remodel (2023), A/C ON LOWER LEVEL (2023), and A/C ON UPPER LEVEL (2022). For added peace of mind, current insurance quotes are highly competitive for the area, with proposed home owners insurance of $3, 652/YEAR and Transferrable Flood Insurance of $1, 630/YEAR (a SAVINGS of 3, 469 per year on a standard flood policy.
Hernando Beach offers a vibrant coastal lifestyle with direct access to boating, fishing, and water recreation. Located just minutes from WEEKI WACHEE SPRINGS, and convenient to shopping, dining, hospitals, and top-rated schools, with easy access to the Suncoast Parkway for commuting to Tampa and surrounding areas.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Elevated
  • Year Built: 1991
  • Garage: 2-car Driveway, Golf Cart Garage, Off Street, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,652
  • Acreage: 0.17
  • Est. Taxes: $6,989
  • HOA Fee: $264 Annually
  • Lot Desc: Cleared, Flood Insurance Required, In County, Near Marina, Near Public Transit
  • View: Water
  • Water Front: Yes
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Washer
  • MLS#: TB8475025
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/TB8475025/3391jewfishdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 8:32:09 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Erin BrightonSales Associate

704.900.4295

Erin.Brighton@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3391 JEWFISH DRIVE, Hernando Beach, FL, 34607

$459,000

Erin Brighton

Sales Associate

William Raveis Real Estate

Phone: 704.900.4295

Erin.Brighton@Raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $582 $582 $582
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,261 $2,351 $3,074
Total Monthly Payment $2,918 $3,008 $3,731

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.