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Refined coastal living at this beautifully positioned and renovated 3rd-floor residence offers sweeping south-facing ocean views and the perfect elevation to enjoy both the Atlantic and pool below. The spacious 2-bedroom, 2-bath layout features generous bedrooms, an open living and dining area, and abundant natural light. Enjoy your private balcony with sunshine all day and serene water views. All building renovations are complete, offering peace of mind. Ideally located between Boca Raton and Delray Beach with easy access to major airports, dining, and South Florida's premier lifestyle. Building has great party room, billiard table, and gym. Never go to the beach again. Live directly on the Atlantic Ocean. Welcome to 4505 S Ocean Blvd, where the sand, sea, and sunrise become part of your everyday life. Perfectly positioned in the exclusive coastal enclave of Highland Beach, this premier oceanfront address offers something increasingly rare in South Florida privacy, tranquility, and direct connection to the Atlantic all while being surrounded by some of the most vibrant and desirable destinations in the country. Highland Beach is one of Palm Beach County's hidden gems. Stretching just over three miles along the ocean, this intimate seaside town is known for its limited development, lack of commercial congestion, and focus on residential coastal living. There are no high-rise hotel strips, no heavy tourist zones just pristine beachfront, beautifully maintained properties, and a peaceful, refined atmosphere. It is a community designed for those who value exclusivity, serenity, and uninterrupted ocean views. Living here means waking up to spectacular sunrises over the Atlantic and enjoying miles of sandy shoreline just steps from your door. The rhythm of the ocean sets the pace of life. Morning walks along the beach, afternoon swims, and evenings accompanied by ocean breezes become part of your routine. Unlike many South Florida areas experiencing constant construction and redevelopment, this location provides a sense of established elegance and stability. Highland Beach is ideally situated between two of South Florida's most celebrated destinations: Boca Raton to the south and Delray Beach to the north. Just minutes away, Boca Raton offers a polished and sophisticated lifestyle. Known for its manicured landscapes, luxury shopping, championship golf courses, and waterfront estates, Boca blends elegance with vibrancy. The iconic Boca Raton Resort & Beach Club stands as a landmark of coastal luxury, offering world-class dining, marina access, spa services, and exclusive beach experiences. Mizner Park serves as a cultural and social hub, featuring fine dining, upscale boutiques, art galleries, and an amphitheater hosting concerts and events throughout the year. To the north, Delray Beach provides a lively and energetic contrast. Atlantic Avenue is nationally recognized as one of the most vibrant downtown districts in Florida. Here you'll find award-winning restaurants, rooftop lounges, art galleries, live music venues, and boutique shopping all just moments from the beach. Delray perfectly blends casual beach-town charm with upscale nightlife and culture, making it one of South Florida's most dynamic communities. Beyond Highland Beach's immediate neighbors, Palm Beach County itself is a destination of global recognition. The county is home to world-class equestrian events in Wellington, luxury yachting along the Intracoastal Waterway, renowned golf courses, and the legendary island of Palm Beach. Worth Avenue, with its European-inspired architecture and luxury boutiques, offers a shopping experience rivaling Rodeo Drive or Fifth Avenue. Cultural institutions such as the Kravis Center for the Performing Arts, Norton Museum of Art, and numerous private clubs add to the region's refined appeal. For boating enthusiasts, the Intracoastal Waterway runs parallel to the ocean, offering calm waters for cruising, paddleboarding, and waterfront dining by boat. Offshore fishing, sailing, and yachting are part of daily life in this coastal region. Marinas and private docks are conveniently located throughout Boca Raton and Delray Beach. Travel accessibility is another defining advantage of this premier location. Palm Beach International Airport (PBI) is approximately 30 minutes north, offering efficient access with shorter lines and convenience. Fort Lauderdale-Hollywood International Airport (FLL) is approximately 35-40 minutes south, providing extensive domestic and international routes. Miami International Airport (MIA), one of the country's major global gateways, is within comfortable driving distance as well. Whether traveling for business or welcoming guests from around the world, this central positioning between three major airports is exceptionally convenient. South Florida's year-round tropical climate enhances every aspect of living here. Mild winters, warm ocean waters, and consistent sunshine allow for outdoor living in every season. Waterfront dining, open-air markets, beach yoga, golf, tennis, and boating are not occasional luxuries they are everyday activities. Even in the heart of winter, temperatures invite you outside. Dining throughout the area ranges from casual beachfront cafés to Michelin-recognized chefs and five-star culinary experiences. From fresh seafood overlooking the marina to elegant steak houses and international cuisine, the options are endless. Nightlife varies from relaxed wine bars and oceanfront lounges to vibrant rooftop venues and live entertainment. Healthcare, education, and infrastructure in Palm Beach County are among the strongest in the state, with top-rated medical facilities and private institutions nearby. The area continues to attract executives, entrepreneurs, retirees, and seasonal residents seeking both lifestyle and long-term value. What makes 4505 S Ocean Blvd truly special is how it combines exclusivity with accessibility. You are removed from congestion, yet minutes from culture. You experience privacy without isolation. You enjoy natural beauty without sacrificing modern convenience. Living directly on the Atlantic Ocean is not simply about the view it is about the lifestyle transformation. The sound of waves replaces traffic. The horizon replaces high-rises. Your backyard becomes one of the most beautiful coastlines in the country. Highland Beach represents one of South Florida's most refined oceanfront communities a place where luxury is understated, the beach is never crowded, and the lifestyle is defined by ease, elegance, and connection to the sea. Never schedule a beach day again. Simply step outside. Welcome to oceanfront living in Highland Beach.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $414,400 | $414,400 | $414,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $595 | $595 | $595 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,386 | $2,482 | $3,331 |
| Total Monthly Payment | $3,073 | $3,169 | $4,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.