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Welcome to Clearwater, FL! This well-maintained 3-bedroom, 2-bathroom home offers 1, 313 sq ft of comfortable living space, making it an ideal starter home, investment property, retirement residence, or second home. Major updates provide peace of mind, including a new roof (2021) and a brand-new A/C system (2024) with a smart thermostat controllable via mobile app, enhancing the home’s smart functionality. The living room features wood flooring that adds warmth and character, while the interior also offers windows in excellent condition and hurricane shutters on all windows and doors for added protection and energy efficiency. Washer and dryer are included and in great condition, and the kitchen is equipped with new, modern appliances that provide both style and convenience. Outside, the property features a fence that provides added privacy, along with a spacious backyard offering ample room for a pool or other outdoor improvements to suit your lifestyle. The property is located in a flood zone; however, per seller, it has not experienced flooding, including during recent storms such as Hurricane Helene and Hurricane Milton, and current flood insurance is approximately $884 annually (per seller). Lovingly cared for and move-in ready, this home offers a functional layout ideal for everyday living and entertaining and is conveniently located less than 10 minutes from world-famous Clearwater Beach, with easy access to shopping, dining, and major roadways—making this a fantastic opportunity to own a solid home in one of Florida’s most desirable coastal areas. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,565 | $1,741 | $2,258 |
| Total Monthly Payment | $1,989 | $2,165 | $2,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.