5800 ALLIGATOR LAKE SHORE W, St. Cloud, FL, 34769 | $2,550,000

COMMERCIAL INVESTORS WANTED, Over 1. 53 ACRES combined! Two Parcels. Three Income Streams. Can be bought as a whole, or individually. An Iconic Highway Presence, all positioned directly beside U. S. HIGHWAY 192 in the BOOMING city of St. Cloud Florida. With over 41, 000+ vehicles per day (peaks exceeding 55, 000), this high-visibility commercial offering includes the following; A Fully Equipped Convenience Store + 2BR/1BA Waterfront Residence, the Cozy Cove Motel and Bar (8-Unit Motel + Full Bar & Entertainment Venue)**All parcels are commercially zoned — no rezoning contingencies, no entitlement delays.
PARCEL ONE (CODE 1113): A Waterfront Convenience Store + Residential Unit. A long-standing draw in the St. Cloud / Osceola corridor for 55+ years, this established operation offers you a Fully equipped and stocked retail store, Commercial kitchen area, Walk-in freezers, Ample on-site parking, and Direct canal access at rear of property. But wait, there is more on this property than just the store. You have a canal/waterfront 2 Bedroom / 1 Bath residence. Both units have lake access to the Alligator Chain of Lake system.
A Unique differentiator with this property: patrons can arrive by boat directly from the lake system. There is no comparable retail/bar/motel combination in the immediate trade area with both highway frontage and navigable canal access. PARCEL TWO (CODE 3911): The Iconic Cozy Cove Motel & Bar. A recognized landmark along the 192 corridor, the Cozy Cove delivers immediate income and an entertainment upside.

The Bar & Venue Features the following;

Full liquor bar,

Commercial kitchen,

Walk-in freezers,

Dedicated office space,

DJ booth with surround sound, lighting system,

Pool table area

and an Established customer base.

The Motel Component has;

8 units with a Weekly rental model. They are currently Fully occupied.

This property is Income producing on Day One!

You may Maintain current operations for stable cash flow or reposition/redevelop to match your vision for the corridor’s continued growth.

Here are some Investment Highlights to consider;

Prime US-192 frontage

41K–55K VPD exposure,

Dual parcel flexibility,

Canal + lake system access,

Mixed-use income streams,

55+ year operating history,

Commercial zoning in place,

and Immediate cash flow,

This is not just a property — It is a generational roadside and waterfront landmark in one of Central Florida’s most traveled corridors.

Qualified buyers only please. Private showings by appointment.
Call directly to schedule your tour.

Features

  • Property Type: Business
  • Construction: Block, Brick, Other
  • Garage: 6 to 12 Spaces, 13 to 18 Spaces, 19 to 30 Spaces
  • Levels: 1
  • Cooling: Central Air, Other, Wall/Window Unit(s)
  • Year Built: 1965
  • Approx Sq. Feet: 3,062
  • Acreage: 0.88
  • Est. Taxes: $8,131
  • Lot Desc: Waterfront
  • Water Front: Yes
  • MLS#: S5143879
  • Days on Market: 95 days
  • Website: https://www.raveis.com
    /prop/S5143879/5800alligatorlakeshorew_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 1:36:21 PM)
Listing courtesy of M & N HOLLOWAY   Phone: 407-873-2070

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5800 ALLIGATOR LAKE SHORE W, St. Cloud, FL, 34769

$2,550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,040,000 $2,040,000 $2,040,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $678 $678 $678
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,231 $12,561 $17,215
Total Monthly Payment $13,034 $13,364 $18,018

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.