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Presented by
Chaz Koch |
Located in the desirable south end of Lincolnville, 161 Blanco St offers a quieter rhythm of life, where neighbors linger on front porches and daily dog walks turn into easy conversations and fast friends. Built in 2016, the home blends a modern-day downtown façade with contemporarydetails, but the heartbeat of the place reveals itself beyond the front gate. A thoughtfully designed courtyard garden, curated by the owner - creates a colorful and fragrant privacy screen and sets the tone for what lies within. The 20' x 6' front porch is a hidden retreat, especially in the afternoon when golden light washes over the space, making it the natural spot to unwind. Inside, the main living areas unfold in one expansive, light-filled space. Generous windows invite the outdoors in, while engineered wood floors and abundant wall space offer the perfect canvas for art and personal expression. The open floor plan is both flexible and functional, allowing you to define gathering spaces without sacrificing connection. The kitchen is intelligently arranged for both daily living and entertaining, with ample prep space and easy flow that accommodates multiple cooks. A welcoming bartop provides casual seating for morning coffee, informal meals, or evening cocktails. Privately situated at the rear of the first floor, the en-suite primary bedroom opens to a screened side porch so you can enjoy sunrise coffee or a peek at the stars. A discreet half bath sits beneath the stairs, while a generously sized laundry room offers abundant storage and convenient access to the porch and carport. Upstairs, a sunlit loft delivers excellent versatility for home office, gym, media room, or creative studio. Two spacious guest bedrooms share a full bath with tub and shower, so be prepared for friends and family to come visit. Designed for easy maintenance, the backyard features pavers bordered by native plantings, creating a deliciously private and sunny outdoor living room. An often-used firepit anchors the space during cooler months, making it the to go-to gathering spot from fall through spring. Fully fenced and prime for entertaining, grilling, or gardening, the backyard is equally enjoyable for both you and your four-legged companions. A deep carport and extended driveway provide parking for up to three vehicles, plus an additional guest space just beyond the privacy hedge - a rare convenience in this area. Life at 161 Blanco is effortlessly connected. The community garden, Galimore Center pool, and Freedom Park are all within walking or biking distance. Just minutes north, explore the Lincolnville Museum, enjoy dinner at our favorite French bistro, sample spirits at the St. Augustine Distillery, or dine at The Ice Plant - just a small sample of the highlights in this vibrant, historic neighborhood. Come experience this easy lifestyle for yourself. You may find it feels like home sooner than expected. Welcome home. . . .
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$698,000
Sales Associate
William Raveis Real Estate
Phone: 860.575.4962
Chaz.Koch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $558,400 | $558,400 | $558,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $506 | $506 | $506 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,127 | $3,344 | $4,489 |
| Total Monthly Payment | $3,725 | $3,942 | $5,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.