16098 Palmetto ST, Punta Gorda, FL, 33982 | $1,349,000

A rare and fully furnished offering in Lake Babcock Estates within Babcock Ranch master planned community — a home that consistently evokes the same reaction: “Wow… I’ve never seen one like this in Babcock. ” Perfectly positioned with coveted southern exposure and backing to a wide, protected preserve, this residence captures extraordinary natural light, privacy, and panoramic views. Each morning, golden sunrises reflect across your private pool. In the evening, unwind in the spillover spa as the sky transforms into a vibrant Southwest Florida sunset. Designed with a refined modern organic aesthetic, the home flows effortlessly into its natural surroundings. Wood-plank tile flooring, warm layered textures, and expansive glass walls create a grounded yet elevated atmosphere where indoor and outdoor living become one. The resort-style lanai is an entertainer’s dream — featuring a sparkling pool with Baja shelf, generous lounging areas, custom shade awning, and fenced yard. Every element feels intentional, curated, and serene. Inside, the coffered-ceiling great room is bathed in natural light and opens seamlessly to the outdoor retreat. French doors lead to a versatile den ideal for a home office or private media lounge. The chef’s kitchen anchors the home with an oversized quartz island with additional storage, gas cooktop, pantry, and elegant finishes designed for both daily living and elevated entertaining. The thoughtfully designed floor plan offers three bedrooms plus a den, each bedroom with its own private bath. The expansive primary suite is a sanctuary unto itself, featuring a tray ceiling, intimate seating area with direct lanai access, and a spa-inspired ensuite. A spacious three-car garage completes the residence. Offered fully furnished, this is a luxury opportunity ideal as a seasonal retreat, full-time residence, or investment in one of Southwest Florida’s most innovative and desirable master-planned communities. This is not simply another home in Babcock Ranch. It is a preserve-front statement property where light, design, and nature align.

Features

  • Amenities: Basketball,Bike And Jog Path,Bocce Court,Clubhouse,Community Park,Community Pool,Dog Park,Fishing Pier,Internet Access,Pickleball,Play Area,Restaurant,Shopping,Tennis Court
  • Bedrooms: 3
  • Baths: 4 full
  • Style: 1 Story/Ranch
  • Development: BABCOCK
  • Year Built: 2023
  • Garage: 3.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 3,020
  • Acreage: 0.36
  • Est. Taxes: $14,246
  • Master HOA Fee: $408
  • Lot Desc: Regular
  • View: Landscaped Area,Wooded Area
  • Community Type: Non-Gated
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 226005937
  • Website: https://www.raveis.com
    /eprop/226005937/16098palmettost_puntagorda_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16098 Palmetto ST, Punta Gorda, FL, 33982

$1,349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,079,200 $1,079,200 $1,079,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $1,187 $1,187 $1,187
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,959 $6,298 $8,818
Total Monthly Payment $7,271 $7,610 $10,130

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.