840 SPINNAKER WAY, Kissimmee, FL, 34746 | $1,449,999

Welcome to one of the exceptional waterfront offerings available in the exclusive gated community of Bellalago. Built in 2017 and extensively transformed with over $600, 000 in curated renovations, this sophisticated Spanish Mediterranean estate represents a rare blend of architectural presence, refined craftsmanship and elevated lakefront living. On one of the community’s most desirable and private lots, the residence captures tranquil water views leading to Lake Toho while delivering the level of privacy, scale and exclusivity sought by today’s discerning luxury buyer. Designed for those who value elegance and livability, the home offers more than 5, 400 square feet of thoughtfully curated interiors featuring soaring 20-foot entrance ceilings, 8-foot doors, bamboo flooring, five-inch baseboards, tinted windows for enhanced privacy and a dramatic winding staircase that immediately establishes the home’s grand architectural character. Expansive telescoping sliding doors create a seamless connection between the interior living spaces and the resort-inspired outdoor retreat, allowing the home to live beautifully for intimate evenings and large-scale entertaining. The residence was intentionally designed to accommodate a LUXURY multi-generational lifestyle, featuring dual primary suites on both levels, two laundry rooms, an expansive upstairs loft, and a private balcony overlooking the pool, lake and lush natural surroundings. The primary suite is complemented by an enormous walk-in shower and an extraordinary floor-to-ceiling custom-designed closet system, creating a boutique-style dressing experience rarely found within the community. At the heart of the home, the gourmet kitchen delivers sophistication and functionality with an oversized entertaining island, granite countertops, 42-inch cabinetry, walk-in pantry, and effortless flow into the home’s formal and casual gathering spaces, ideally suited for elevated entertaining and everyday comfort alike. Outdoors, the estate transforms into a private resort-caliber sanctuary. The meticulously designed backyard oasis showcases expansive travertine decking, a stunning 15-by-35-foot heated saltwater pool, outdoor summer kitchen, panoramic two-story screened enclosure and an exclusive 34-foot deeded teak boat dock with direct access to Lake Toho, offering an unparalleled boating and waterfront lifestyle directly from your backyard. Adding to the home’s exclusivity, the property is being offered with top-of-the-line curated furnishings, creating a turnkey luxury experience for buyers seeking immediate enjoyment without compromise. Bellalago is renowned for its tranquil atmosphere, private boating lifestyle and resort-style amenities, including recreational trails, fishing clubs, clubhouse, fitness centers, resort pools, tennis courts, restaurant, playgrounds and 24-hour manned gated security, all less than 30 minutes from Walt Disney World Resort and moments from premier shopping, dining and major expressways. A statement residence designed for buyers who expect privacy, sophistication and one of the finest waterfront lifestyles available in Central Florida.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Playground, Security, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: Laundry Room
  • Style: Mediterranean
  • Year Built: 2017
  • Garage: 4-car Garage Door Opener, Golf Cart Parking, Oversized, Split Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 5,428
  • Acreage: 0.28
  • Est. Taxes: $9,509
  • HOA Fee: $159 Monthly
  • Lot Desc: Oversized Lot, Sidewalk
  • View: Water
  • Elem. School: Bellalago Charter Academy (K-8)
  • Middle School: Bellalago Charter Academy (K-8)
  • High School: Liberty High
  • Pool: Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: O6381828
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /eprop/O6381828/840spinnakerway_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 12:39:16 AM)
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY   Phone: 407-581-7888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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840 SPINNAKER WAY, Kissimmee, FL, 34746

$1,449,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,159,999 $1,159,999 $1,159,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $792 $792 $792
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,955 $7,142 $9,789
Total Monthly Payment $7,872 $8,059 $10,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.