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Presented by
The Lucci Witte Team |
One or more photo(s) has been virtually staged. $7, 500 FLEX CASH offered to the buyer — because adulting is expensive. Use it toward closing costs, buy down your interest rate (because, well… rates), upgrade the upstairs flooring if carpet isn’t your thing, add a fence to the backyard, or enclose the downstairs den to create a functional 4th bedroom. Your house, your rules.
Even better — this home qualifies for a USDA 0% down loan, giving eligible buyers the opportunity to purchase with no money down. Not every home qualifies for USDA financing, and this one does. That means you could potentially put $0 down and still have $7, 500 in flex cash to customize the home to your liking. Stop renting and start owning your future.
Welcome to 8330 Abalone Loop in The Isles at Bayview and this stunning Inland 405 model offering over 2, 400 sq ft of beautifully designed and highly functional living space. This 3-bedroom + den/office, 2. 5-bath home features an open-concept layout filled with natural light and thoughtful upgrades throughout. The chef’s kitchen is the undeniable centerpiece with quartz waterfall countertops, 42” two-tone cabinetry (Glacier Gray uppers and Admiral Blue lowers), convection oven with stainless range hood, built-in microwave, walk-in pantry, and a dedicated coffee bar — because mornings deserve support.
The main living and dining areas flow seamlessly, making the space ideal for entertaining or everyday living. The versatile downstairs flex room sits conveniently across from a half bath, offering easy potential as a home office, playroom, or a 4TH BEDROOM. Upstairs, a generous loft provides additional living space along with a second built-in pocket office. The primary suite is a true retreat featuring a standalone soaking tub, seamless glass walk-in shower with sleek black tile accents, and integrated Corian sinks. Another full bath with double sinks is upstairs, while a half bath is downstairs to ensure theres optimal convenience. Two other bedrooms are upstairs along with an oversized loft which can be utilized to fit your lifestyle.
Additional upgrades include 8’ interior doors on both levels and block exterior walls on both floors. Built in 2023 the next buyer can have ease of mind that all main components of this home are less than 5 years old. The Isles at Bayview offers resort-style amenities including a community pool, clubhouse, game room, and dog park, all just minutes from I-75 and the exciting new 4-acre lagoon project. Rare model. Flexible incentives. USDA eligible. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
Sales Associates
William Raveis Real Estate
Phone: 978.273.0099
TheLucciWitteTeam@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,176 | $2,295 | $3,080 |
| Total Monthly Payment | $2,902 | $3,021 | $3,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.